412 Cherry St, Jefferson City, MO 65101 Property Records

Cole County property record for 412 Cherry St, Jefferson City, MO 65101

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,346 sqft · built 1910
Lot Size	0.121 acres (5,271 sqft)
Owner	Individual Name on Record
Last Sale	$87,500 (Sep 2018)
Tax Bill	$866 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Sep 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`11-04-17-0002-003-016`

Property Details

APN / Parcel Number

Primary APN	`11-04-17-0002-003-016`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,346 sqft Living Area
1st Floor Area	1,346 sqft
Basement Area	1,346 sqft
Unfinished Basement	1,346 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 2018
Architectural Style	Historical
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	5,271 sqft (0.121 acres)
Lot Dimensions	104 ft deep x 50 ft wide
Garage Type	Basement
Garage Area	676 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	412 CHERRY ST
City	JEFFERSON CITY
State	MO
Zip	65101-3308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA2
Legal Description	CITY OF JEFFERSON INLOT PT. IL644; N 50' IL644
Legal Range	11W
Legal Township	44N
Legal Section	17
Legal Subdivision	CITY OF JEFFERSON INLOT
Legal Lot Number	644
Jurisdiction	COLE MO
Township / Civil Division	JEFFERSON
Census Block Group	3
Census Block	3011
Census Tract	20700

Owner

Source: Cole County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	412 CHERRY ST, JEFFERSON CITY, MO 65101-3308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2017	Deed of Trust, Mortgage CENTRAL TRUST BANK
Sep 5, 2018	Deed of Trust, Mortgage JEFFERSON BANK
Jul 7, 2017	Deed of Trust, Mortgage CENTRAL TRUST BANK
Oct 17, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance JEFFERSON CITY OF
Sep 5, 2018	Warranty Deed, Transfer
Jul 7, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2018 · Amount on Record
Deed Sale	Sep 5, 2018 · Amount on Record
Prior Sale	Jul 7, 2017 · Amount on Record
Deed Document Number	20188264
Deed Book / Page	691 / 298
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	412 CHERRY ST, JEFFERSON CITY, MO 65101-3308
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000679/0000000734
Date	Aug 24, 2017
Book Page	0000000679/0000000734
Instrument	201708267

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Amount	Amount Recorded

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	412 CHERRY ST, JEFFERSON CITY, MO 65101-3308
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000691/0000000299
Date	Sep 5, 2018
Book Page	0000000691/0000000299
Instrument	201808265

Lender

Name	JEFFERSON BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	352 Months
Due	Jan 1, 2048

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	412 CHERRY ST, JEFFERSON CITY, MO 65101-3308
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000678/0000000231
Date	Jul 7, 2017
Book Page	0000000678/0000000231

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Amount	Amount Recorded

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	412 CHERRY ST, JEFFERSON CITY, MO 65101-3308
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	703/231
Date	Oct 17, 2019
Book Page	703/231
Instrument	201909252

Lender

Name	JEFFERSON CITY OF

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLE MO
Recording Date	Sep 5, 2018
Property Address	412 CHERRY ST, JEFFERSON CITY, MO 65101-3308
Document Number	691/298
Book / Page	691 / 298
Instrument Date	Aug 31, 2018
Instrument	201808264
Transaction Type	Transfer
Record Updated	Oct 14, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 CHERRY ST, JEFFERSON CITY, MO 65101-3308

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLE MO
Recording Date	Jul 7, 2017
Property Address	412 CHERRY ST, JEFFERSON CITY, MO 65101-3308
Document Number	678/230
Book / Page	678 / 230
Instrument Date	Jun 7, 2017
Instrument	201706519
Transaction Type	Transfer
Record Updated	Oct 14, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3822, JEFFERSON CITY, MO 65101

Tax Assessment & Valuation

Source: Cole County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Cole County
Municipality	Jefferson City
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$14,500 (+5.38%) Land $1,400 Building $13,100
2025	$866.00 (+11.03%)	$13,760 (-) Land $1,330 Building $12,430	$76,100 (+5.11%) Land $7,400 Building $68,700
2023		$13,760 Land $1,330 Building $12,430	$72,400 Land $7,000 Building $65,400
2022	$780.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	10 (1983–1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN JEFFERSON CITY DISTRICT private · serves 30,075 people · EPA ID MO3010409
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area	1,000 / 50
Wave Internet Technologies Fixed Wireless	100 / 100
FireServe Fixed Wireless · not low latency	100 / 50

May also be available: AT&T, Google Fiber, Socket Telecom, Verizon, Wisper ISP.

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