412 Central Ave N, Park Rapids, MN 56470 Property Records

Hubbard County property record for 412 Central Ave N, Park Rapids, MN 56470

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 906 sqft · built 1920
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on Record
Last Sale	$168,000 (Dec 2024)
Tax Bill	$1,996 (2026)
Deeds & Mortgages	Apr 2024 Mortgage May 2023 Sale + 1 more
APN	`32.24.04400`

Property Details

APN / Parcel Number

Primary APN	`32.24.04400`
Alternative APNs	`103901` `52411`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	906 sqft Living Area
1st Floor Area	864 sqft
Basement Area	864 sqft
Finished Basement	864 sqft
Flooring	Laminate Plank
Interior Walls	Log

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1975
Architectural Style	Rustic
Exterior Material	Wood Siding
Construction Type	Log
Roof Type	Gable
Roof Material	Asphalt
Lot Area	47,916 sqft (1.1 acres)
Garage Area	768 sqft
Driveway	Concrete Driveway
Driveway Area	888 sqft
Parking Spaces	3 Parking Spaces
Deck Area	330 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Account Number	103901
Street Address	412 CENTRAL AVE N
City	PARK RAPIDS
State	MN
Zip	56470-1225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-24 TWP-140 RANGE-035 W319 OF S150 OF THAT PART OF NW1/4 SE1/4 DESC AS FOL: FR SW COR N325.43 AL W LN TO PB N513.49 AL W
Legal Range	35
Legal Township	140
Legal Section	24
Jurisdiction	HUBBARD MN
Township / Civil Division	PARK RAPIDS
Census Block Group	1
Census Block	1016
Census Tract	70600

Owner

Source: Hubbard County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2714 FOREST PARK DR, ANCHORAGE, AK 99517-1385
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 15, 2023	Warranty Deed, Transfer
Jan 23, 2017	Warranty Deed, Transfer CITIZENS NATIONAL BANK OF PARK RAPIDS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2024 · Amount on Record
Deed Sale	Dec 6, 2024 · Amount on Record
Prior Sale	Nov 22, 2024 · Amount on Record
Deed Document Number	2024438199
Prior Transfer Date	Mar 16, 2009
Prior Transfer Doc	0000338538
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	412 CENTRAL AVE N, PARK RAPIDS, MN 56470-1225
Transaction Type	Mortgage
Record Updated	Apr 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000434329
Date	Apr 1, 2024
Instrument	A000434329

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUBBARD MN
Recording Date	May 15, 2023
Property Address	412 CENTRAL AVE N, PARK RAPIDS, MN 56470-1225
Document Number	A000429727
Instrument Date	May 15, 2023
Instrument	A000429727
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 626, PARK RAPIDS, MN 56470-0626

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUBBARD MN
Recording Date	Jan 23, 2017
Property Address	412 CENTRAL AVE N, PARK RAPIDS, MN 56470-1225
Document Number	A000388854
Instrument Date	Jan 16, 2017
Instrument	A000388854
Transaction Type	Transfer
Record Updated	Jan 6, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$181.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10157 BROOKHAVEN DR, WOODBURY, MN 55129-4800

Mortgage

Document Number	A000388855
Date	Jan 23, 2017
Instrument	A000388855

Lender

Name	CITIZENS NATIONAL BANK OF PARK RAPIDS
Type	Bank
Address	PARK RAPIDS, MN 56470

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hubbard County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hubbard County
Municipality	Park Rapids City
Unified School District	Park Rapids Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,996.00 Homeowner's exemption
2025	$1,996.00 Homeowner's exemption	$146,800 (+10.21%) Land $30,800 Building $116,000	$146,800 (+10.21%) Land $30,800 Building $116,000
2024		$133,200 Land $29,300 Building $103,900	$133,200 Land $29,300 Building $103,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 67% of Minnesota
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Park Rapids serves 4,298 people · EPA ID MN1290003
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Arvig Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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