412 Cedar Preserve Ln, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 412 Cedar Preserve Ln, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,450 sqft · built 2023
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Tax Bill	$10,428 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`027018-3490`

Property Details

APN / Parcel Number

Primary APN	`027018-3490`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Stories	2 Stories
Building Area	3,450 sqft Living Area
Gross Area	3,870 sqft
1st Floor Area	1,763 sqft
Flooring	Carpet

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	412 CEDAR PRESERVE LN
City	SAINT AUGUSTINE
State	FL
Zip	32095-0057
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	112/58-62 PRESERVE AT BANNON LAKES PHASE 2C LOT 349 OR5780/446
Legal Subdivision	PRESERVE AT BANNON LAKES PHASE 2C
Legal Block	1
Legal Lot Number	349
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2065
Census Tract	20904

Owner

Source: St. Johns County records · APN 027018-3490

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	412 CEDAR PRESERVE LN, SAINT AUGUSTINE, FL 32095-0057
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

June 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 23, 2023
Property Address	412 CEDAR PRESERVE LN, SAINT AUGUSTINE, FL 32095-0057
Document Number	0057800446
Book / Page	5780 / 446
Map Reference	MB 112 PG 58-62
Instrument Date	Jun 09, 2023
Instrument	2023048895
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 13, 2026
Title Company	PGP TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,205.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12724 GRAN BAY PKWY W # W200, W200, JACKSONVILLE, FL 32258-9485

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 CEDAR PRESERVE LN, SAINT AUGUSTINE, FL 32095-0057

Mortgage

Document Number	0005780448
Date	Jun 23, 2023
Instrument	5780/448

Lender

Name	PULTE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$565,429 (-0.25%) Land $125,000 Building $440,429	$565,429 (-0.25%) Land $125,000 Building $440,429
2025	$10,428.00 (+7.78%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$566,864 (+0.11%)	$566,864 (+0.11%) Land $125,000 Building $441,864
2024	$9,675.00 (+107.89%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$566,250 (+371.88%)	$566,250 (+371.88%) Land $125,000 Building $441,250
2023	$4,654.00	$120,000	$120,000 Land $120,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), as of September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209042, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 206 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	206 in force

Wildfire

Wildfire Risk	Moderate above 65% of the US · above 43% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 13 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL2554447, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.