412 Castlestone Ln, Matthews, NC 28104 Property Records

Union County property record for 412 Castlestone Ln, Matthews, NC 28104

Property Summary

Property Type	Rural Home
Details	3 ba · 3,766 sqft · built 2001
Lot Size	0.917 acres (39,945 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Jun 2020)
Tax Bill	$3,764 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-048-017`

Property Details

APN / Parcel Number

Primary APN	`06-048-017`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,766 sqft Living Area
Gross Area	4,528 sqft
1st Floor Area	1,955 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	39,945 sqft (0.917 acres)
Garage Type	Attached
Garage Area	762 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	45 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	412 CASTLESTONE LN
City	MATTHEWS
State	NC
Zip	28104-7239
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-40 UNION
Legal Description	#7 BLACKSTONE PH1 OPCF964
Legal Subdivision	BLACKSTONE
Legal Lot Number	7
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	4
Census Block	4020
Census Tract	21020

Owner

412 Castlestone Ln, a rural home, is owned and occupied by two individuals who bought it in June 2020.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	412 CASTLESTONE LN, MATTHEWS, NC 28104-7239
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2020 · Amount on File
Deed Sale	Jun 18, 2020 · Amount on File
Prior Sale	Nov 16, 2001 · Amount on File
Deed Document Number	202021962
Deed Book / Page	7706 / 391
Prior Transfer Date	May 25, 2005
Prior Transfer Doc	3793288
Record Updated	Oct 29, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jun 18, 2020
Property Address	412 CASTLESTONE LN, MATTHEWS, NC 28104-7239
Document Number	7706391
Book / Page	007706 / 000391
Instrument Date	Jun 18, 2020
Instrument	21962
Transaction Type	Transfer
Record Updated	Jul 31, 2020
Title Company	AUSTIN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	412 CASTLESTONE LN MATTHEWS NC 281047239, MATTHEWS, NC 28104-7239

Mortgage

Document Number	7706393
Date	Jun 18, 2020
Book Page	007706/000393
Instrument	21963

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 17, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 412 Castlestone Ln was $3,764.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$810,300 (-) Land $146,800 Building $663,500	$810,300 (-) Land $146,800 Building $663,500
2025	$3,764.00	$810,300 Land $146,800 Building $663,500	$810,300 Land $146,800 Building $663,500
2023	$3,077.00	$492,000 Land $109,000 Building $383,000	$492,000 Land $109,000 Building $383,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 412 Castlestone Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 Castlestone Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Windstream.

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