Saline County property record for 412 Carriage Dr, Benton, AR 72015
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,800 sqft · built 2018 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $285,000 (Sep 2026) |
| Tax Bill | $2,411 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage May 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 800-60200-085 |
| Primary APN | 800-60200-085 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,800 sqft Living Area |
| Gross Area | 2,200 sqft |
| 1st Floor Area | 1,800 sqft |
| Flooring | Carpet |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Frame |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Fiberglass |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 110 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 448 sqft |
| Porch | Slab |
| Porch Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 412 CARRIAGE DR |
|---|---|
| City | BENTON |
| State | AR |
| Zip | 72015-5190 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2020-010939 |
| Legal Range | 15W |
| Legal Township | 02S |
| Legal Section | 12 |
| Legal Subdivision | RICHLAND HILLS PH 3 |
| Legal Lot Number | 85 |
| Jurisdiction | SALINE AR |
| Township / Civil Division | BAUXITE |
| Census Block Group | 1 |
| Census Block | 1085 |
| Census Tract | 10106 |
412 Carriage Dr is owned and occupied by two individuals who bought it in September 2026.
Source: Saline County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 412 CARRIAGE DR, BENTON, AR 72015-5190 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Sep 30, 2026 | Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK |
| May 29, 2020 | Warranty Deed, Transfer · FHA Mortgage FIRSTTRUST HM LNS |
| Oct 18, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Jun 11, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2026 · Amount on File |
| Deed Sale | Sep 30, 2026 · Amount on File |
| Prior Sale | May 29, 2020 · Amount on File |
| Deed Document Number | 202621536 |
| Deed Book / Page | 2026 / 21536 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SALINE AR |
| Recording Date | Sep 30, 2026 |
| Property Address | 412 CARRIAGE DR, BENTON, AR 72015-5190 |
| Document Number | 0000021536 |
| Book / Page | 2026 / 21536 |
| Instrument Date | Sep 25, 2026 |
| Instrument | 202621536 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2026 |
| Title Company | LITTLE ROCK TITLE COMPANY, WEST LITTLE ROCK TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $94,990.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 412 CARRIAGE DR, BENTON, AR 72015-5190 |
| Document Number | 0000021537, |
|---|---|
| Date | Sep 30, 2026 |
| Instrument | 202621537 |
| Name | FIRST HORIZON BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SALINE AR |
| Recording Date | May 29, 2020 |
| Property Address | 412 CARRIAGE DR, BENTON, AR 72015-5190 |
| Document Number | 0000010939 |
| Instrument Date | May 26, 2020 |
| Instrument | 10939 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $655.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 412 CARRIAGE DR BENTON AR 720155190, BENTON, AR 72015-5190 |
| Document Number | 10940 |
|---|---|
| Date | May 29, 2020 |
| Instrument | 10940 |
| Name | FIRSTTRUST HM LNS |
|---|---|
| Address | SHERIDAN, AR 72150 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 28, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SALINE AR |
| Recording Date | Oct 18, 2018 |
| Property Address | 412 CARRIAGE DR, BENTON, AR 72015-5190 |
| Document Number | 0000020091 |
| Instrument Date | Oct 12, 2018 |
| Instrument | 2018-020091 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 110 FERGUSON DR, 110, BENTON, AR 72015 |
| Name | Verified Name |
|---|---|
| Address | 412 CARRIAGE DR, BENTON, AR 72015-5190 |
| Document Number | 0000020092 |
|---|---|
| Date | Oct 18, 2018 |
| Instrument | 2018-020092 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SALINE AR |
| Recording Date | Jun 11, 2018 |
| Property Address | 412 CARRIAGE DR, BENTON, AR 72015-5190 |
| Document Number | 0000010809 |
| Instrument Date | Jun 6, 2018 |
| Instrument | 10809 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $453.75 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1100 FERGUSON DR BENTON AR 720153528, BENTON, AR 72015-3528 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 412 Carriage Dr was $2,411, down 4.7% from the year before.
Source: Saline County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| Municipality | Benton City |
| County | Saline County |
| Unified School District | Benton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,411.00 (-4.74%) | $43,523 Land $8,400 Building $35,123 | $217,615 Land $42,000 Building $175,615 |
| 2024 | $2,531.00 (+4.8%) | ||
| 2023 | $2,415.00 | $43,523 Land $8,400 Building $35,123 | $217,615 Land $42,000 Building $175,615 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 412 Carriage Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 412 Carriage Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 83% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BENTON WATERWORKS serves 30,681 people · EPA ID AR0000484 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Sparklight Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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