412 Calvert Rd, Stevensville, MD 21666 Property Records

Queen Anne's County property record for 412 Calvert Rd, Stevensville, MD 21666

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,942 sqft · built 1984
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Trust Names on File
Last Sale	$114,000 (Jul 1997)
Tax Bill	$3,700 (2025)
Deeds & Mortgages	Jun 2026 Sale Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-043308`

Property Details

APN / Parcel Number

Primary APN	`04-043308`
Alternative APNs	`4043308` `043308`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,942 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	200 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Deck Area	420 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	043308
Street Address	412 CALVERT RD
City	STEVENSVILLE
State	MD
Zip	21666-2620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC-20
Legal Description	LOT 6, BLK 35-SECT 2 BAY CITY
Legal Subdivision	BAY CITY
Legal Block	35
Legal Lot Number	6
Jurisdiction	QUEEN ANNE'S MD
Township / Civil Division	4, KENT ISLAND
Census Block Group	2
Census Block	2001
Census Tract	810901

Owner

412 Calvert Rd is owner-occupied and held in a trust since February 2021.

Source: Queen Anne's County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	412 CALVERT RD, STEVENSVILLE, MD 21666-2620
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Apr 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Feb 11, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage DIRECT MORTGAGE LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 1997 · Amount on File
Deed Sale	Jul 28, 1997 · Amount on File
Prior Sale	Aug 13, 1990 · Amount on File
Deed Document Number	1997503
Deed Book / Page	578 / 306
Last Transfer Date	Feb 5, 2021
Transfer Doc	0036030058
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Jun 12, 2026
Property Address	412 CALVERT RD, STEVENSVILLE, MD 21666-2620
Document Number	4797000189
Book / Page	4797 / 189
Instrument Date	May 5, 2026
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	412 CALVERT RD, STEVENSVILLE, MD 21666-2620
Investor	Possibly a Property Investor

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Property Address	412 CALVERT RD, STEVENSVILLE, MD 21666-2620
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040160104
Date	Apr 8, 2022
Book Page	4016/104

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Mar 1, 2037

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Feb 11, 2021
Property Address	412 CALVERT RD, STEVENSVILLE, MD 21666-2620
Document Number	0036030058
Book / Page	3603 / 58
Map Reference	MB TSP 1 FO 57
Instrument Date	Feb 5, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	ATLANTIC TITLE GROUP, THE ATLANTIC TITLE GROUP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 CALVERT RD, STEVENSVILLE, MD 21666-2620

Mortgage

Document Number	0000360362
Date	Feb 11, 2021
Instrument	3603/62

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 412 Calvert Rd was $3,700.

Source: Queen Anne's County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Queen Anne's County
Unified School District	Queen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$433,000 (+10.22%) Land $182,500 Building $250,500	$433,000 (-) Land $182,500 Building $250,500
2025	$3,700.00	$392,867	$433,000 Land $182,500 Building $250,500
2023	$2,944.00	$312,600 Land $161,000 Building $151,600	$312,600 Land $161,000 Building $151,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 412 Calvert Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 85 policies
Nearby Flood Policies	85 in force
Nearby Flood Claims	113 (1978–2024)
Claims Outside the SFHA	19 of 113
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 86 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 Calvert Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STEVENSVILLE serves 9,155 people · EPA ID MD0170019
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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