412 Cairns Rd, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 412 Cairns Rd, Chesapeake, VA 23322

Property Summary

Property TypeExempt (Full or Partial)
Details4 bd · 3 ba · 2,811 sqft · built 2020
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on File
Last Sale$575,000 (Aug 2021)
Tax Bill$7,330 (2025)
Deeds & MortgagesAug 2021 Sale
Apr 2021 Sale & Mortgage
APN0851004000810

Property Details

APN / Parcel Number

Primary APN0851004000810

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area2,811 sqft Total Area
1st Floor Area3,515 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,148 sqft (0.21 acres)
Garage TypeAttached
Garage Area417 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address412 CAIRNS RD
CityCHESAPEAKE
StateVA
Zip23322-4469
Property CategoryOther
Property TypeOther > Exempt (Full or Partial)
Local Zoning CodePUD: PLANN
Legal Description81 HICKORY LANDING PH 2
Legal SubdivisionHICKORY LANDING
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1089
Census Tract21004

Owner

412 Cairns Rd is owned by two individuals who bought it in August 2021.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address412 CAIRNS RD, CHESAPEAKE, VA 23322-4469
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2021Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Apr 5, 2021Warranty Deed, Transfer · VA Mortgage
C&F MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 12, 2021 · Amount on File
Deed SaleAug 12, 2021 · Amount on File
Prior SaleApr 5, 2021 · Amount on File
Deed Document Number202136920
Deed Book / Page10425 / 1514
Record UpdatedOct 29, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateAug 12, 2021
Property Address412 CAIRNS RD, CHESAPEAKE, VA 23322-4469
Document Number10425/1514
Book / Page10425 / 1514
Instrument DateAug 10, 2021
Instrument210036920
Transaction TypeTransfer
Record UpdatedSep 23, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address412 CAIRNS RD, CHESAPEAKE, VA 23322-4469

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateApr 5, 2021
Property Address412 CAIRNS RD, CHESAPEAKE, VA 23322-4469
Document Number10345/1855
Book / Page10345 / 1855
Instrument DateApr 2, 2021
Instrument210015670
Transaction TypeTransfer
Record UpdatedSep 23, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address412 CAIRNS RD, CHESAPEAKE, VA 23322-4469

Mortgage

Document Number0210015671
DateApr 5, 2021
Instrument210015671
Lender
NameC&F MORTGAGE CORPORATION
Agreement
TypeVA Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 412 Cairns Rd was $7,330.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$697,700 (-3.86%) Land $235,000 Building $462,700$697,700 (-3.86%) Land $235,000 Building $462,700
2025$7,330.00$725,700 Land $215,000 Building $510,700$725,700 Land $215,000 Building $510,700
2023$627,300 (+15.99%) Land $180,000 Building $447,300$627,300 (+15.99%) Land $180,000 Building $447,300
2022$540,800 Land $165,000 Building $375,800$540,800 Land $165,000 Building $375,800
2019$1,575.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 412 Cairns Rd; there have been 3 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 82 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies82 in force
Nearby Flood Claims3 (2005–2016)
Claims Outside the SFHA3 of 3
Most Recent ClaimOct 2016 · Hurricane Matthew
Claims by Event
  • Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 Cairns Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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