412 Bruce Ln, Mount Morris, IL 61054 Property Records

Ogle County property record for 412 Bruce Ln, Mount Morris, IL 61054

Property Summary

Property TypeSingle Family Home
Details1,404 sqft · built 1956
Lot Size0.319 acres (13,906 sqft)
OwnerIndividual Name on Record
Tax Bill$4,555 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN08-26-355-021

Property Details

APN / Parcel Number

Primary APN08-26-355-021

Interior

Stories1 Story
Building Area1,404 sqft Living Area

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Lot Area13,906 sqft (0.319 acres)
Lot Dimensions132 ft deep x 106 ft wide

Location & Zoning

Street Address412 BRUCE LN
CityMOUNT MORRIS
StateIL
Zip61054-1630
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRNG/BLK: TWP:0 SECT/LOT: LOT 80 ORCHARDS ADD VIL OF MT MORRIS
Legal SubdivisionORCHARDS ADD
Legal Lot Number80
JurisdictionOGLE IL
Township / Civil DivisionMOUNT MORRIS
Census Block Group4
Census Block4026
Census Tract960900

Owner

Source: Ogle County records, as of May 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address412 BRUCE LN, MOUNT MORRIS, IL 61054-1630
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOGLE IL
Property Address412 BRUCE LN, MOUNT MORRIS, IL 61054-1630
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008946
DateNov 18, 2020
Instrument202008946
Lender
NameSTERLING BANK & TRUST FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term132 Months
DueDec 1, 2031
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyOgle County
County SubdivisionMount Morris Township
MunicipalityMount Morris Village
Unified School DistrictOregon Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,555.00 (+18.96%)$56,691 (+6.16%) Land $4,012 Building $52,679$170,073 (+6.16%) Land $12,036 Building $158,037
2023$53,400 Land $5,364 Building $48,036$160,200 Land $16,092 Building $144,108
2022$3,829.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 30, 2020

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOUNT MORRIS
serves 2,861 people · EPA ID IL1410350
Water SourceGroundwater
Last State InspectionOct 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
1,200 / 35
AirCell
Fiber
1,000 / 300

May also be available: AaroBand, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bruce Ln

Nearby Streets

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