Okaloosa County property record for 412 Bridgewater Ct, Mary Esther, FL 32569
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,579 sqft · built 1997 |
| Lot Size | 0.222 acres (9,691 sqft) |
| Owner | Individual Name on File |
| Last Sale | $140,500 (May 2010) |
| Tax Bill | $1,271 (2025) |
| Deeds & Mortgages | Dec 2017 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | C56-000-595-1810-0 |
| Primary APN | C56-000-595-1810-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,579 sqft Heated Area |
| Gross Area | 1,994 sqft |
| 1st Floor Area | 1,579 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 9,691 sqft (0.222 acres) |
| Garage Type | Finished |
| Garage Area | 380 sqft |
| Porch | Open Porch |
| Porch Area | 35 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 412 BRIDGEWATER CT |
|---|---|
| City | MARY ESTHER |
| State | FL |
| Zip | 32569-2138 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRIDGEWATER S/D LOT 21 |
| Legal Range | 25 |
| Legal Township | 02S |
| Legal Section | 16 |
| Legal Subdivision | BRIDGEWATER S/D |
| Legal Lot Number | 21 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 23100 |
412 Bridgewater Ct is owned and occupied by an individual who acquired it in May 2025.
Source: Okaloosa County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 412 BRIDGEWATER CT, MARY ESTHER, FL 32569-2138 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 4, 2010 · Amount on File |
| Deed Sale | May 4, 2010 · Amount on File |
| Prior Sale | Apr 7, 2025 |
| Deed Document Number | 0029341824 |
| Deed Book / Page | 2934 / 1824 |
| Last Transfer Date | May 13, 2025 |
| Transfer Doc | 0003753584 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 412 BRIDGEWATER CT, MARY ESTHER, FL 32569-2138 |
| Document Number | 0033314566 |
| Book / Page | 003331 / 004566 |
| Instrument Date | Dec 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 412 BRIDGEWATER CT MARY ESTHER FL 325692138, MARY ESTHER, FL 32569-2138 |
| Document Number | 0033314566 |
|---|---|
| Date | Jan 2, 2018 |
| Book Page | 003331/004566 |
| Instrument | 3180534 |
| Name | MILEND |
|---|---|
| Address | ATLANTA, GA 30350 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 1, 2038 |
The 2025 property tax bill for 412 Bridgewater Ct was $1,271 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,271.00 Homeowner's exemption | $145,884 | $254,023 Land $83,850 Building $170,173 |
| 2023 | $1,208.00 (+5.87%) Homeowner's exemption | $137,644 (+3%) | $239,540 (+6.38%) Land $56,214 Building $183,326 |
| 2022 | $1,141.00 Homeowner's exemption | $133,635 | $225,178 Land $52,536 Building $172,642 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 412 Bridgewater Ct in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 259 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 259 in force |
| Nearby Flood Claims | 287 (1991–2021) |
| Claims Outside the SFHA | 104 of 287 |
| Most Recent Claim | Jul 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 412 Bridgewater Ct is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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