412 Bluff Crest Ct, Saint Louis, MO 63129 Property Records

St. Louis County property record for 412 Bluff Crest Ct, Saint Louis, MO 63129

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 7,050 sqft · built 1997
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on Record
Last Sale	$725,000 (Jan 2023)
Tax Bill	$9,457 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33H-23-0128`

Property Details

APN / Parcel Number

Primary APN	`33H-23-0128`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	7,050 sqft Living Area
Gross Area	7,798 sqft
1st Floor Area	2,145 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Frame/Masonry
Construction Type	Frame
Foundation Type	Raised
Lot Area	30,056 sqft (0.69 acres)
Lot Dimensions	110 ft deep x 243 ft wide
Garage Type	Attached
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	228 sqft
Deck Area	663 sqft
Patio Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	412 BLUFF CREST CT
City	SAINT LOUIS
State	MO
Zip	63129-5045
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	TWIN HOLLOW ESTATES PLAT 1 2 20 80 LOT 28
Legal Subdivision	TWIN HOLLOW ESTATES PLAT 1
Legal Lot Number	28
Jurisdiction	ST LOUIS MO
Township / Civil Division	OAKVILLE
Census Block Group	1
Census Block	1014
Census Tract	220445

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	412 BLUFF CREST CT, SAINT LOUIS, MO 63129-5045
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2023	Warranty Deed, Transfer · Conventional Mortgage MIDWEST BANK CENTRE
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2023 · Amount on Record
Deed Sale	Jan 26, 2023 · Amount on Record
Prior Sale	Aug 2, 2006 · Amount on Record
Deed Document Number	2023126152
Prior Transfer Date	Dec 22, 2012
Prior Transfer Doc	0203031682
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jan 26, 2023
Property Address	412 BLUFF CREST CT, SAINT LOUIS, MO 63129-5045
Document Number	2023012600152
Map Reference	MB 196 PG 86&87
Instrument Date	Jan 18, 2023
Instrument	2023012600152
Transaction Type	Transfer
Record Updated	May 8, 2023
Title Company	INVESTORS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4709 SOUTHRIDGE PARK CT, SAINT LOUIS, MO 63129-1761

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 BLUFF CREST CT, SAINT LOUIS, MO 63129-5045

Mortgage

Document Number	2023012600153
Date	Jan 26, 2023
Instrument	2023012600153

Lender

Name	MIDWEST BANK CENTRE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	412 BLUFF CREST CT, SAINT LOUIS, MO 63129-5045
Transaction Type	Mortgage
Record Updated	Jun 28, 2021
Title Company	CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 BLUFF CREST CT, SAINT LOUIS, MO 63129-5045

Mortgage

Document Number	0246545672
Date	Feb 17, 2021
Book Page	24654/5672
Instrument	2021021701006

Lender

Name	FIRST BANK
Type	Bank
Address	HAZELWOOD, MO 63042

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2036

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Mehlville R-IX School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$152,110 (-) Land $22,550 Building $129,560	$800,600 (-) Land $118,700 Building $681,900
2025	$9,457.00 (-5.46%)	$152,110 (+1.67%) Land $22,550 Building $129,560	$800,600 (+1.68%) Land $118,700 Building $681,900
2024	$10,003.00 (+1.3%)
2023	$9,875.00 (+25.02%)	$149,610 (+23.98%) Land $14,690 Building $134,920	$787,400 (+23.98%) Land $77,300 Building $710,100
2022	$7,899.00	$120,670 Land $15,090 Building $105,580
2021			$635,100 Land $79,400 Building $555,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1995 · Severe Storms, Tornadoes, Hail, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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