412 Baffin Bay, Laredo, TX 78041 Property Records

Webb County property record for 412 Baffin Bay, Laredo, TX 78041

Property Summary

Property Type	Single Family Home
Details	1,816 sqft · built 2002
Lot Size	0.193 acres (8,400 sqft)
Owner	Individual Name on Record
Last Sale	$371,885 (Jun 2026)
Tax Bill	$1,683 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Feb 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`991-20003-130`

Property Details

APN / Parcel Number

Primary APN	`991-20003-130`
Alternative APN	`263398`

Interior

Stories	1 Story
Building Area	1,816 sqft Living Area
Gross Area	2,441 sqft
1st Floor Area	1,816 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick Veneer
Roof Type	Flat
Lot Area	8,400 sqft (0.193 acres)
Garage Type	Attached
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces
Pool Area	390 sqft
Porch	Open Porch
Porch Area	245 sqft

Location & Zoning

Street Address	412 BAFFIN BAY
City	LAREDO
State	TX
Zip	78041-1942
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAKESIDE, BLOCK 3, LOT 13, PHASE 8
Legal Subdivision	LAKESIDE
Legal Phase	8
Legal Block	3
Legal Lot Number	13
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	2
Census Block	2015
Census Tract	1714

Owner

Source: Webb County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9905 ROSARY LN, LAREDO, TX 78045-2207
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed, Transfer · FHA Mortgage MORTGAGE FINANCIAL SERVICES
Feb 8, 2019	Gift Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2026 · Amount on Record
Deed Sale	Jun 15, 2026 · Amount on Record
Deed Document Number	20261590293
Deed Book / Page	6058 / 166
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WEBB TX
Recording Date	Jun 15, 2026
Property Address	412 BAFFIN BAY, LAREDO, TX 78041-1942
Document Number	0001590293
Book / Page	6058 / 166
Instrument Date	Jun 12, 2026
Instrument	20261590293
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9905 ROSARY LN, LAREDO, TX 78045-2207
Investor	Possibly a Property Investor

Mortgage

Document Number	0001590294,
Date	Jun 15, 2026
Instrument	20261590294

Lender

Name	MORTGAGE FINANCIAL SERVICES

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

February 2019: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	WEBB TX
Recording Date	Feb 8, 2019
Property Address	412 BAFFIN BAY, LAREDO, TX 78041-1942
Document Number	004547/617
Book / Page	4547 / 617
Instrument Date	Feb 6, 2019
Instrument	1351851
Transaction Type	Transfer
Record Updated	Jan 12, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3301 SANTA CLARA ST, LAREDO, TX 78046-5922

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 BAFFIN BAY, LAREDO, TX 78041-1942

Tax Assessment & Valuation

Source: Webb County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,683.00 (-11.28%) Homeowner's exemption	$332,686 (+6.78%)	$349,610 (+12.21%) Land $140,784 Building $208,826
2024	$1,897.00 (+11.98%)
2023		$311,558 Land $105,252 Building $206,306	$311,558 Land $105,252 Building $206,306
2022	$1,694.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	9 (1999–2017)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Sep 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

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