412 Ash St, Elko, NV 89801 Property Records

Elko County property record for 412 Ash St, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	3,990 sqft · built 1992
Lot Size	0.23 acres (10,019 sqft)
Owner	Company Name on Record
Last Sale	$380,000 (Sep 2025)
Tax Bill	$3,275 (2026)
Deeds & Mortgages	Mar 2026 Sale Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-102-010`

Property Details

APN / Parcel Number

Primary APN	`001-102-010`
Alternative APN	`001-102-002`

Interior

Plumbing Fixtures	28 Plumbing Fixtures
Units	4 Units
Stories	2 Stories
Building Area	3,990 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Multi-Family
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	412 ASH ST
City	ELKO
State	NV
Zip	89801-3468
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZR
Legal Description	FIRST ADDITION FILE 5
Legal Subdivision	FIRST ADDITION
Legal Block	88
Legal Lot Number	5-8
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	1
Census Block	1013
Census Tract	950900

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	412 ASH ST, ELKO, NV 89801-3468
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Grant Deed, Transfer
Sep 18, 2025	Bargain and Sale Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2025 · Amount on Record
Deed Sale	Sep 18, 2025 · Amount on Record
Deed Document Number	2025854848
Prior Transfer Date	Aug 12, 2025
Prior Transfer Doc	0000853262
Record Updated	Oct 29, 2026

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ELKO NV
Recording Date	Mar 12, 2026
Property Address	412 ASH ST, ELKO, NV 89801-3468
Document Number	0000862022
Instrument Date	Mar 12, 2026
Instrument	862022
Transaction Type	Transfer
Record Updated	Mar 25, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1224, ELKO, NV 89803-1224

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1224, ELKO, NV 89803-1224

September 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Sep 18, 2025
Property Address	412 ASH ST, ELKO, NV 89801-3468
Document Number	0000854848
Instrument Date	Sep 18, 2025
Instrument	854848
Transaction Type	Transfer
Record Updated	Nov 7, 2025
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,482.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	106 W FRONT ST, ELKO, NV 89801-7608

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1224, ELKO, NV 89803-1224

Mortgage

Document Number	0000854849
Date	Sep 18, 2025
Instrument	854849

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,275.00 (+3.02%)	$96,612 (-1.54%) Land $22,050 Building $74,562	$276,034 (-1.55%) Land $63,000 Building $213,034
2025	$3,179.00 (+2.95%)	$98,128 (+18.01%) Land $22,050 Building $76,078	$280,366 (+18.01%) Land $63,000 Building $217,366
2024	$3,088.00 (+9.54%)
2023	$2,819.00 (+3%)	$83,150 (+11.27%) Land $12,250 Building $70,900	$237,571 (+11.27%) Land $35,000 Building $202,571
2022	$2,737.00	$74,728 Land $12,250 Building $62,478	$213,509 Land $35,000 Building $178,509

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: CC Communications Broadband, Rise Broadband.

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