412 Ash Dr, Carmel, IN 46032 Property Records

Hamilton County property record for 412 Ash Dr, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,116 sqft · built 1963
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Tax Bill	$3,218 (2024)
Deeds & Mortgages	Jul 2023 Line of Credit Mar 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`29-10-30-404-018.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-30-404-018.000-018`
Alternative APN	`1610300404018000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,116 sqft Living Area
1st Floor Area	1,300 sqft
2nd Floor Area	816 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Architectural Style	Other
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	155 ft deep x 79 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1610300404018000
Street Address	412 ASH DR
City	CARMEL
State	IN
Zip	46032-2365
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 30, TOWNSHIP 18, RANGE 4, CARMEL VILLAGE, LOT 52
Legal Range	04
Legal Township	18
Legal Section	30
Legal Subdivision	CARMEL VILLAGE
Legal Lot Number	52
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1021
Census Tract	111007

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	412 ASH DR, CARMEL, IN 46032-2365
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Mar 31, 2023	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 15, 2007
Transfer Doc	2007014778
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	412 ASH DR, CARMEL, IN 46032-2365
Transaction Type	Mortgage
Record Updated	Aug 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 ASH DR, CARMEL, IN 46032-2365

Mortgage

Document Number	0000026767
Date	Jul 18, 2023
Instrument	2023026767

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jul 15, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON IN
Recording Date	Mar 31, 2023
Property Address	412 ASH DR, CARMEL, IN 46032-2365
Document Number	0000011145
Map Reference	MB 2 PG 196
Instrument Date	Mar 28, 2023
Instrument	2023011145
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	412 ASH DR, CARMEL, IN 46032-2365

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$323,700 (+5.85%) Land $89,100 Building $234,600	$323,700 (+5.85%) Land $89,100 Building $234,600
2024	$3,218.00 (-0.86%)	$305,800 (-3.23%) Land $89,100 Building $216,700	$305,800 (-3.23%) Land $89,100 Building $216,700
2023	$3,246.00 (+48.63%)	$316,000 (+48.92%) Land $89,100 Building $226,900	$316,000 (+48.92%) Land $89,100 Building $226,900
2022	$2,184.00	$212,200 Land $78,900 Building $133,300	$212,200 Land $78,900 Building $133,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
On-Ramp Indiana Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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