412 Ash Ave, Ames, IA 50014 Property Records

Story County property record for 412 Ash Ave, Ames, IA 50014

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,347 sqft · built 1906
Lot Size	0.467 acres (20,344 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,946 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-09-275-290`

Property Details

APN / Parcel Number

Primary APN	`09-09-275-290`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,347 sqft Living Area
1st Floor Area	900 sqft
Attic	Attic
Attic Area	376 sqft
Basement Area	900 sqft
Unfinished Basement	885 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,344 sqft (0.467 acres)
Garage Type	Attached
Garage Area	356 sqft
Parking Spaces	1 Parking Space
Deck Area	308 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	412 ASH AVE
City	AMES
State	IA
Zip	50014-7064
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	GRAY'S SD PART OF LOTS 1 2 & 3 PARCEL D CFN 13-125
Legal Range	24W
Legal Township	83N
Legal Section	09
Legal Subdivision	GRAY'S SD
Legal Lot Number	1-3
Jurisdiction	STORY IA
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2006
Census Tract	1101

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	420 ASH AVE, AMES, IA 50014-7064
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2024	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Dec 7, 2021	Deed of Trust, Mortgage · Commercial Mortgage GREAT WESTERN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Apr 3, 2024
Property Address	412 ASH AVE, AMES, IA 50014-7064
Document Number	0202401998
Map Reference	DOC 95-07493
Instrument Date	Mar 25, 2024
Instrument	2024-01998
Transaction Type	Transfer
Record Updated	May 13, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$620.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	420 ASH AVE, AMES, IA 50014-7064

Mortgage

Document Number	0202401999
Date	Apr 3, 2024
Instrument	2024-01999

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	412 ASH AVE, AMES, IA 50014-7064
Transaction Type	Mortgage
Record Updated	Feb 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202115293
Date	Dec 7, 2021
Instrument	2021-15293

Lender

Name	GREAT WESTERN BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,946.00 (+28.09%)	$432,400 (+33.42%) Land $106,800 Building $325,600	$432,400 (+33.42%) Land $106,800 Building $325,600
2024	$4,642.00 (+19.7%)
2023		$324,100 Land $57,600 Building $266,500	$324,100 Land $57,600 Building $266,500
2022	$3,878.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ISU state or territorial government · serves 42,000 people · EPA ID IA8503528
Water Source	Purchased groundwater from AMES WATER TREATMENT PLANT
Last State Inspection	Jun 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, ICS Advanced Technologies.

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