412 Alexander St, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 412 Alexander St, Schenectady, NY 12308

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 784 sqft · built 1910
Lot Size	0.092 acres (4,046 sqft)
Owner	2 Individual Names on Record
Last Sale	$50,000 (Nov 2016)
Tax Bill	$3,707 (2026)
Deeds & Mortgages	Dec 2023 Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 39.27-2-2`

Property Details

APN / Parcel Number

Primary APN	`421500 39.27-2-2`
Alternative APN	`150003902700020020000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	784 sqft Living Area
1st Floor Area	560 sqft
Upper Floors Area	224 sqft
Attic	Attic
Attic Area	224 sqft
Basement Area	120 sqft
Finished Basement	120 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	4,046 sqft (0.092 acres)
Lot Dimensions	119 ft deep x 34 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	412 ALEXANDER ST
City	SCHENECTADY
State	NY
Zip	12308-1110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	1 WOOD
Legal Block	2
Legal Lot Number	2.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1018
Census Tract	20200

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 BRIER CT, BALLSTON LAKE, NY 12019-9355
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2023	Deed of Trust, Mortgage · Conventional Mortgage BALLSTON SPA NATIONAL BANK
May 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2016 · Amount on Record
Deed Sale	Nov 28, 2016 · Amount on Record
Prior Sale	Jan 5, 2016 · Amount on Record
Deed Document Number	201654762
Deed Book / Page	1950 / 851
Prior Transfer Date	Nov 28, 2015
Prior Transfer Doc	0000054762
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	412 ALEXANDER ST, SCHENECTADY, NY 12308-1110
Transaction Type	Mortgage
Record Updated	Jan 9, 2024
Title Company	PIERCE SETTLEMENT SERVICES LLC, TIER ONE SETTLEMENT AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 BRIER CT, BALLSTON LAKE, NY 12019-9355

Mortgage

Document Number	0000071007
Date	Dec 18, 2023
Book Page	5348/1
Instrument	202371007

Lender

Name	BALLSTON SPA NATIONAL BANK
Type	Bank
Address	BALLSTON SPA, NY 12020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7%
Type Change Date	Dec 1, 2033
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	12%
Index	1-Year T-Bill
Max Rate	12%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	412 ALEXANDER ST, SCHENECTADY, NY 12308-1110
Document Number	0000058263
Book / Page	004810 / 000121
Instrument Date	May 25, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	851 PARK AVE BROOKLYN NY 11206, BROOKLYN, NY 11206

Mortgage

Document Number	0000058263
Date	Dec 28, 2017
Book Page	004810/000121
Instrument	58263

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 27, 2037

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,707.00 (+2.86%)
2025	$3,604.00 (+6.22%)	$65,900 (-) Land $9,900 Building $56,000	$109,124 (+30.82%) Land $16,393 Building $92,731
2023		$65,900 (-) Land $9,900 Building $56,000	$83,418 (+3.8%) Land $12,532 Building $70,886
2022		$65,900 Land $9,900 Building $56,000	$80,366 Land $12,073 Building $68,293
2021	$3,393.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978)
Most Recent Claim	Jan 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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