412 Alexander Ave, Lorain, OH 44052 Property Records

Lorain County property record for 412 Alexander Ave, Lorain, OH 44052

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,409 sqft · built 1945
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Jun 2026)
Tax Bill	$713 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jun 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-00-051-123-016`

Property Details

APN / Parcel Number

Primary APN	`02-00-051-123-016`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,409 sqft Living Area
1st Floor Area	952 sqft
Basement Area	952 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1960
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	109 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	119 sqft
Deck Area	40 sqft
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	412 ALEXANDER AVE
City	LORAIN
State	OH
Zip	44052-2204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FEDERAL HOME BLDG 50 X 108
Legal Subdivision	FEDERAL HOME BLDG
Legal Block	123
Legal Lot Number	BLG
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	1
Census Block	1031
Census Tract	22200

Owner

Source: Lorain County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	412 ALEXANDER AVE, LORAIN, OH 44052-2204
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 2, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Nov 22, 2022	Fiduciary Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2026 · Amount on Record
Deed Sale	Jun 2, 2026 · Amount on Record
Prior Sale	Nov 22, 2022 · Amount on Record
Deed Document Number	202698115
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	412 ALEXANDER AVE, LORAIN, OH 44052-2204
Transaction Type	Mortgage
Record Updated	Jun 11, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 ALEXANDER AVE, LORAIN, OH 44052-2204

Mortgage

Document Number	0000860570
Date	Jan 27, 2022
Instrument	2022-0860570

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jun 2, 2026
Property Address	412 ALEXANDER AVE, LORAIN, OH 44052-2204
Document Number	0000098115
Instrument Date	May 29, 2026
Instrument	202698115
Transaction Type	Transfer
Record Updated	Jun 12, 2026
Title Company	CLEVELAND HOME TITLE INC, CLEVELAND HOME TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$72,720.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 ALEXANDER AVE, LORAIN, OH 44052-2204

Mortgage

Document Number	0000098116,
Date	Jun 2, 2026
Instrument	202698116

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

November 2022: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	LORAIN OH
Recording Date	Nov 22, 2022
Property Address	412 ALEXANDER AVE, LORAIN, OH 44052-2204
Document Number	0000899237
Map Reference	VOL 9 PG 25
Instrument Date	Nov 21, 2022
Instrument	2022-0899237
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 ALEXANDER AVE, LORAIN, OH 44052-2204

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$713.00 (-41.7%)	$39,470 (-) Land $4,520 Building $34,950	$112,770 (-) Land $12,900 Building $99,870
2024	$1,223.00 (-12.77%)	$39,470 (+8.39%) Land $4,515 Building $34,955	$112,770 (+8.39%) Land $12,900 Building $99,870
2023	$1,402.00 (-24.54%)	$36,414 (+0.01%) Land $5,901 Building $30,513	$104,040 (-) Land $16,860 Building $87,180
2022	$1,858.00	$36,410 Land $5,900 Building $30,510
2021			$104,040 Land $16,860 Building $87,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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