412 Albert St, Helena, MT 59601 Property Records

Lewis And Clark County property record for 412 Albert St, Helena, MT 59601

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,052 sqft · built 1976
Lot Size	0.281 acres (12,240 sqft)
Owner	Individual Name on Record
Last Sale	$345,800 (Jun 2025)
Tax Bill	$2,734 (2026)
Deeds & Mortgages	Feb 2026 Mortgage May 2021 Line of Credit + 2 more
Flood Zone	Zone D (undetermined)
APN	`R053774`

Property Details

APN / Parcel Number

Primary APN	`R053774`
Alternative APNs	`05-1888-32-1-03-15-0000` `0000002623`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,052 sqft Living Area
1st Floor Area	1,052 sqft
Basement Area	1,052 sqft
Finished Basement	1,052 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,240 sqft (0.281 acres)
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Deck Area	280 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000002623
Street Address	412 ALBERT ST
City	HELENA
State	MT
Zip	59601-4702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	LENNOX SUBDIVISION, S32, T10 N, R03 W, BLOCK 48, LOT 24 - 26, & N2 OF LT 27 & ALL CLSD ALLEY, COS #492540/T
Legal Range	03W
Legal Township	10N
Legal Section	32
Legal Subdivision	LENNOX SUBDIVISION
Legal Block	48
Legal Lot Number	24-27
Jurisdiction	LEWIS AND CLARK MT
Township / Civil Division	HELENA
Census Block Group	2
Census Block	2009
Census Tract	1102

Owner

Source: Lewis And Clark County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	412 ALBERT ST, HELENA, MT 59601-4702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FUNDING
May 26, 2021	Deed of Trust, Mortgage · Line of Credit VALLEY BANK OF HELENA
Jul 31, 2019	Warranty Deed, Transfer · Conventional Mortgage VALLEY BANK OF HELENA
Feb 17, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST INTERSTATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2025 · Amount on Record
Deed Sale	Jun 24, 2025 · Amount on Record
Prior Sale	Jul 31, 2019 · Amount on Record
Deed Document Number	20253436485
Deed Book / Page	64 / 3150
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	412 ALBERT ST, HELENA, MT 59601-4702
Transaction Type	Mortgage
Record Updated	Mar 19, 2026
Title Company	FLYING S TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 ALBERT ST, HELENA, MT 59601-4702

Mortgage

Document Number	00M65/1233
Date	Feb 27, 2026
Book Page	M65/1233
Instrument	3447069

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	412 ALBERT ST, HELENA, MT 59601-4702
Transaction Type	Mortgage
Record Updated	Jun 17, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M59/3075
Date	May 26, 2021
Book Page	M59/3075
Instrument	3379245

Lender

Name	VALLEY BANK OF HELENA
Type	Bank
Address	HELENA, MT 59604

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Jul 31, 2019
Property Address	412 ALBERT ST, HELENA, MT 59601-4702
Document Number	M55/8040
Book / Page	M55 / 8040
Map Reference	DOC 492540
Instrument Date	Jul 31, 2019
Instrument	3340308
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 ALBERT ST, HELENA, MT 59601-4702

Mortgage

Document Number	3340309
Date	Jul 31, 2019
Instrument	3340309

Lender

Name	VALLEY BANK OF HELENA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Feb 17, 2017
Property Address	412 ALBERT ST, HELENA, MT 59601-4702
Document Number	M52/4824
Book / Page	M52 / 4824
Map Reference	DOC492540/T
Instrument Date	Feb 17, 2017
Instrument	3301994
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	3301995
Date	Feb 17, 2017
Instrument	3301995

Lender

Name	FIRST INTERSTATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Lewis And Clark County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lewis And Clark County
Municipality	Helena City
Elementary School District	Helena Elementary School District (PK - 08)
Secondary School District	Helena High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,734.00 (-28.54%)	$450,600 (+28.34%)
2025			$450,600 (+28.34%) Land $184,388 Building $266,212
2023	$3,826.00	$351,100	$351,100 Land $120,111 Building $230,989

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 7, 2024

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELENA WATER SYSTEM serves 32,091 people · EPA ID MT0000241
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Montana Internet.

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