412 8th Ave, Spring Lake, NJ 07762 Property Records

Monmouth County and Spring Lake Heights Borough property record for 412 8th Ave, Spring Lake, NJ 07762

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,686 sqft · built 2001
Lot Size0.172 acres (7,501 sqft)
Owner2 Individual Names on Record
Last Sale$143,000 (Mar 1995)
Tax Bill$10,588 (2025)
Deeds & MortgagesJun 2020 Mortgage
May 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN48-00034-0000-00017

Property Details

APN / Parcel Number

Primary APN48-00034-0000-00017
Alternative APNs
  • 480003400017
  • 05500

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,686 sqft Living Area
1st Floor Area1,131 sqft
Upper Floors Area1,131 sqft
AtticAttic
Attic Area283 sqft
Basement Area1,131 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialOther
Lot Area7,501 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide

Exterior Amenities

PorchOpen Porch
Deck Area128 sqft
Patio Area364 sqft
Shed1 Shed
Shed Area72 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number05500
Street Address412 8TH AVE
CitySPRING LAKE
StateNJ
Zip07762-1815
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF05
Legal Block34
Legal Lot Number17
JurisdictionMONMOUTH NJ
Township / Civil DivisionSPRING LAKE HEIGHTS
Census Block Group1
Census Block1015
Census Tract808901

Owner

Source: Monmouth County and Spring Lake Heights Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address412 8TH AVE, SPRING LAKE, NJ 07762-1815
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
NJ LENDERS
May 24, 2019Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 13, 1995 · Amount on Record
Deed SaleMar 13, 1995 · Amount on Record
Deed Book / Page5393 / 625
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address412 8TH AVE, SPRING LAKE, NJ 07762-1815
Document Number0000073556
Instrument DateJun 23, 2020
Transaction TypeMortgage
Record UpdatedSep 9, 2020
Title CompanySTEWART TITLE, STEWART TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address412 8TH AVE SPRING LAKE NJ 077621815, SPRING LAKE, NJ 07762-1815

Mortgage

Document Number0000073556
DateJul 9, 2020
Book Page009426/000061
Instrument73556
Lender
NameNJ LENDERS
AddressLITTLE FALLS, NJ 07424
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 8, 2050

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address412 8TH AVE, SPRING LAKE, NJ 07762-1815
Document Number0000050751
Instrument DateMay 24, 2019
Transaction TypeMortgage
Record UpdatedJul 9, 2019
Title CompanyPROPERTY TRANSFER SERVICES INC, PROPERTY TRANSFER SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address412 8TH AVE SPRING LAKE NJ 077621815, SPRING LAKE, NJ 07762-1815

Mortgage

Document Number0000050751
DateJun 11, 2019
Book Page009352/002408
Instrument50751
Lender
NameFINANCE OF AMERICA MTG
AddressHORSHAM, PA 19044
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 10, 2049

Tax Assessment & Valuation

Source: Monmouth County and Spring Lake Heights Borough assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
MunicipalitySpring Lake Heights Borough
Unified School DistrictSpring Lake Heights Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,137,200 (+9.98%) Land $676,500 Building $460,700$1,137,200 (+9.98%) Land $676,500 Building $460,700
2025$10,588.00 (+2.81%)$1,034,000 (+7.69%) Land $577,500 Building $456,500$1,034,000 (+7.69%) Land $577,500 Building $456,500
2024$10,299.00 (+2.09%)
2023$960,200 Land $522,500 Building $437,700$960,200 Land $522,500 Building $437,700
2022$10,088.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOROUGH OF SPRINGLAKE HEIGHTS
serves 5,000 people · EPA ID NJ1349001
Water SourcePurchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN
Last State InspectionAug 2025
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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