412 7th St S, Amory, MS 38821 Property Records

Monroe County property record for 412 7th St S, Amory, MS 38821

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,398 sqft · built 1961
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Tax Bill	$1,052 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`359J-36-014-004.00`

Property Details

APN / Parcel Number

Primary APN	`359J-36-014-004.00`
Alternative APN	`21029`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,398 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1961
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Metal
Lot Area	17,424 sqft (0.4 acres)
Utility Building	90 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	21029
Street Address	412 7TH ST S
City	AMORY
State	MS
Zip	38821-4421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLOCK 1 NE1/4 NE1/4 .4AC C 98 X 160 OAK PARK DIVISION
Legal Subdivision	OAK PARK DIVISION
Legal Block	1
Jurisdiction	MONROE MS
Township / Civil Division	2
Census Block Group	2
Census Block	2019
Census Tract	950400

Owner

Source: Monroe County records, as of January 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	412 7TH ST S, AMORY, MS 38821-4421
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK
Jul 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2018
Deed Sale	Jul 27, 2018
Deed Document Number	0000183731
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MS
Property Address	412 7TH ST S, AMORY, MS 38821-4421
Transaction Type	Mortgage
Record Updated	Apr 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 7TH ST S, AMORY, MS 38821-4421

Mortgage

Document Number	2020003297
Date	Jul 2, 2020
Instrument	2020003297

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2035

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MS
Property Address	412 7TH ST S, AMORY, MS 38821-4421
Transaction Type	Mortgage
Record Updated	Nov 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 7TH ST S, AMORY, MS 38821-4421

Mortgage

Document Number	2018003733
Date	Jul 31, 2018
Instrument	2018003733

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
Municipality	Amory City
County	Monroe County
Unified School District	Amory School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,052.00 (+105.47%) Homeowner's exemption	$6,368 (+50.4%)	$63,680 (+50.4%) Land $12,000 Building $51,680
2023	$512.00 (-26.96%) Homeowner's exemption	$4,234 (-28.8%)	$42,340 (-28.8%) Land $12,000 Building $30,340
2022	$701.00 Homeowner's exemption	$5,947	$59,470 Land $12,000 Building $47,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	7 (1991–2015)
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes & Flooding, May 1991 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.7% of Mississippi
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AMORY serves 9,350 people · EPA ID MS0480002
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Buckeye Cablesystem Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile.

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