412 7th St NW, Byron, MN 55920 Property Records

Olmsted County property record for 412 7th St NW, Byron, MN 55920

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,316 sqft · built 1981
Lot Size	0.206 acres (8,973 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (Jun 2014)
Tax Bill	$4,690 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Dec 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`75.29.33.026980`

Property Details

APN / Parcel Number

Primary APN	`75.29.33.026980`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,316 sqft Living Area
1st Floor Area	744 sqft
2nd Floor Area	572 sqft
Basement Area	480 sqft
Finished Basement	384 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2000
Architectural Style	Multi-Family
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,973 sqft (0.206 acres)
Lot Dimensions	120 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	230 sqft
Patio Area	322 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	412 7TH ST NW
City	BYRON
State	MN
Zip	55920-1351
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-29 TWP-107 RANGE-015 BROOK LAWN ESTATES 2ND LOT-003 BLOCK-003 LOT 3 BLK 3
Legal Range	15
Legal Township	107
Legal Section	29
Legal Subdivision	BROOK LAWN ESTATES 2ND
Legal Block	3
Legal Lot Number	3
Jurisdiction	OLMSTED MN
Township / Civil Division	BYRON
Census Block Group	3
Census Block	3010
Census Tract	1800

Owner

412 7th St NW is owned and occupied by two individuals who acquired it in November 2020.

Source: Olmsted County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	412 7TH ST NW, BYRON, MN 55920-1351
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2022	Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE INC
Dec 9, 2020	Deed of Trust, Mortgage · Line of Credit FIRST ALLIANCE CU
Apr 18, 2018	Deed of Trust, Mortgage · Commercial Mortgage THINK MUTUAL BANK
Dec 17, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST ALLIANCE CU
Mar 30, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage THINK MUTUAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2014 · Amount on File
Deed Sale	Jun 5, 2014 · Amount on File
Deed Document Number	20141347638
Last Transfer Date	Nov 9, 2020
Transfer Doc	A1520902
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	412 7TH ST NW, BYRON, MN 55920-1351
Transaction Type	Mortgage
Record Updated	May 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A1563966
Date	Apr 25, 2022
Instrument	A-1563966

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	412 7TH ST NW, BYRON, MN 55920-1351
Transaction Type	Mortgage
Record Updated	Jul 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A1519910
Date	Dec 9, 2020
Instrument	A-1519910

Lender

Name	FIRST ALLIANCE CU
Type	Credit Union
Address	ROCHESTER, MN 55903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 8, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	412 7TH ST NW, BYRON, MN 55920-1351
Transaction Type	Mortgage
Record Updated	Jul 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A1447137
Date	Apr 18, 2018
Instrument	A-1447137

Lender

Name	THINK MUTUAL BANK
Type	Bank
Address	ROCHESTER, MN 55901

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 15, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OLMSTED MN
Recording Date	Dec 17, 2020
Property Address	412 7TH ST NW, BYRON, MN 55920-1351
Document Number	A1520902
Instrument Date	Nov 9, 2020
Instrument	A-1520902
Transaction Type	Transfer
Record Updated	Jul 20, 2021
Title Company	SERVION TITLE INC, SERVION TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	412 7TH ST NW, BYRON, MN 55920-1351

Mortgage

Document Number	A1520903
Date	Dec 17, 2020
Instrument	A-1520903

Lender

Name	FIRST ALLIANCE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

March 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OLMSTED MN
Recording Date	Mar 30, 2018
Property Address	412 7TH ST NW, BYRON, MN 55920-1351
Document Number	A1445926
Instrument Date	Mar 28, 2018
Instrument	A-1445926
Transaction Type	Transfer
Record Updated	Jul 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 7TH ST NW, BYRON, MN 55920-1351

Mortgage

Document Number	A1445927
Date	Mar 30, 2018
Instrument	A-1445927

Lender

Name	THINK MUTUAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 412 7th St NW was $4,690 with a homeowner's exemption, up 12% from the year before.

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Byron City
County	Olmsted County
Unified School District	Byron Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,690.00 (+12.04%) Homeowner's exemption
2025	$4,186.00 Homeowner's exemption	$280,100 (+0.57%) Land $42,100 Building $238,000	$299,600 (+7.58%) Land $45,000 Building $254,600
2024		$278,500 Land $45,000 Building $233,500	$278,500 Land $45,000 Building $233,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 412 7th St NW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 7th St NW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Byron serves 6,809 people · EPA ID MN1550001
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Minnesota WiFi Fixed Wireless	150 / 30

May also be available: Verizon.

Nearby Properties on 7th St NW

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures