412 4th Ave SE, Ruskin, FL 33570 Property Records

Hillsborough County property record for 412 4th Ave SE, Ruskin, FL 33570

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,979 sqft · built 2022
Lot Size0.167 acres (7,257 sqft)
Owner2 Individual Names on File
Last Sale$375,990 (Sep 2022)
Tax Bill$9,295 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN056362-2182

Property Details

APN / Parcel Number

Primary APN056362-2182
Alternative APN
  • U063219C0O000000005780

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,979 sqft Living Area
Gross Area2,646 sqft
1st Floor Area1,979 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2024
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,257 sqft (0.167 acres)
Lot Dimensions120 ft deep x 60.5 ft wide
Garage TypeAttached
Garage Area420 sqft
PorchOpen Porch
Porch Area247 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0563622182
Street Address412 4TH AVE
CityRUSKIN
StateFL
Zip33570
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionSHELL COVE PHASE 2 LOT 578
Legal Range19E
Legal Township32S
Legal Section06
Legal SubdivisionSHELL COVE PHASE 2
Legal Phase2
Legal Lot Number578
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionRUSKIN
Census Block Group1
Census Block1026
Census Tract14121

Owner

412 4th Ave SE is owned and occupied by two individuals who bought it in September 2022.

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address412 4TH AVE NW, RUSKIN, FL 33570-8121
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 13, 2022 · Amount on File
Deed SaleSep 13, 2022 · Amount on File
Prior SaleMay 13, 2022 · Amount on File
Deed Document Number2022447244
Record UpdatedOct 29, 2026

May 2022: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateMay 13, 2022
Property Address412 4TH AVE SE, RUSKIN, FL 33570-4420
Document Number0000248321
Map ReferenceMB 137 PG 191-195
Instrument DateMay 4, 2022
Instrument2022248321
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 21, 2023
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,632.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9720 PRINCESS PALM AVE # 130130, 130130, TAMPA, FL 33619-8346

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address412 4TH AVE NW, RUSKIN, FL 33570-8121

Mortgage

Document Number0000248322
DateMay 13, 2022
Instrument2022248322
Lender
NameTRAILBLAZER MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 412 4th Ave SE was $9,295 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$287,149 (-5.48%) Land $79,035 Building $208,114$287,149 (-5.48%) Land $79,035 Building $208,114
2025$9,295.00 Homeowner's exemption$303,808 Land $79,035 Building $224,773$303,808 Land $79,035 Building $224,773
2023$8,279.00 (+66.88%) Homeowner's exemption$299,291 (+420.69%) Land $71,850 Building $227,441$299,291 (+420.69%) Land $71,850 Building $227,441
2022$4,961.00$57,480 Land $57,480$57,480 Land $57,480

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 412 4th Ave SE in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 241 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies241 in force
Nearby Flood Claims85 (1982–2024)
Claims Outside the SFHA8 of 85
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Sep 2024 · 25 claims
  • Tropical Storm Josephine, Oct 1996 · 6 claims
  • Hurricane Elena, Aug 1985 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 4th Ave SE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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