412 4th Ave, Bradley Beach, NJ 07720 Property Records

Monmouth County and Bradley Beach Borough property record for 412 4th Ave, Bradley Beach, NJ 07720

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,544 sqft · built 1914
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on Record
Last Sale	$1,337,500 (Oct 2020)
Tax Bill	$14,947 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-00055-0000-00018`

Property Details

APN / Parcel Number

Primary APN	`08-00055-0000-00018`
Alternative APNs	`080005500018` `2`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,544 sqft Living Area
1st Floor Area	824 sqft
Upper Floors Area	720 sqft
Basement Area	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	2
Street Address	412 4TH AVE
City	BRADLEY BEACH
State	NJ
Zip	07720-1247
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF05
Legal Block	55
Legal Lot Number	18
Jurisdiction	MONMOUTH NJ
Township / Civil Division	BRADLEY BEACH
Census Block Group	2
Census Block	2011
Census Tract	808202

Owner

Source: Monmouth County and Bradley Beach Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	412 4TH AVE, BRADLEY BEACH, NJ 07720-1247
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2020	Deed with Mortgage, Transfer FAIRWAY INDEPENDENT MTG
Nov 20, 2019	Grant Deed, Transfer · Conventional with PMI ADVISORS MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2020 · Amount on Record
Deed Sale	Oct 27, 2020 · Amount on Record
Prior Sale	Nov 20, 2019 · Amount on Record
Deed Document Number	2020125567
Deed Book / Page	9452 / 2230
Record Updated	Oct 29, 2026

October 2020: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	MONMOUTH NJ
Recording Date	Oct 27, 2020
Property Address	412 4TH AVE, BRADLEY BEACH, NJ 07720-1247
Document Number	0000125567
Book / Page	009452 / 002254
Instrument Date	Oct 7, 2020
Instrument	125567
Transaction Type	Transfer
Record Updated	Nov 23, 2020
Title Company	TITLE INSURANCE COMMITMENT, TITLE INS COMMITMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,338.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 4TH AVE BRADLEY BEACH NJ 077201247, BRADLEY BEACH, NJ 07720-1247

Mortgage

Document Number	125568
Date	Oct 27, 2020
Book Page	009452/002254
Instrument	125568

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	4201 MARSH LN, CARROLLTON, TX 75007-1720

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 26, 2050

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Nov 20, 2019
Property Address	412 4TH AVE, BRADLEY BEACH, NJ 07720-1247
Document Number	0000109936
Book / Page	009380 / 005216
Instrument Date	Nov 5, 2019
Instrument	109936
Transaction Type	Transfer
Record Updated	Dec 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$760.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	83 TULIP RD BREWSTER NY 105095500, BREWSTER, NY 10509-5500

Mortgage

Document Number	109937
Date	Nov 20, 2019
Book Page	009380/005227
Instrument	109937

Lender

Name	ADVISORS MTG
Type	Mortgage Company
Address	OCEAN, NJ 07712

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2049

Tax Assessment & Valuation

Source: Monmouth County and Bradley Beach Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Bradley Beach Borough
Unified School District	Bradley Beach Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,867,100 (+10.55%) Land $1,068,100 Building $799,000	$1,867,100 (+10.55%) Land $1,068,100 Building $799,000
2025	$14,947.00 (+2.78%)	$1,688,900 (+11.27%) Land $925,500 Building $763,400	$1,688,900 (+11.27%) Land $925,500 Building $763,400
2024	$14,543.00 (+8.87%)
2023		$1,517,900 Land $778,500 Building $739,400	$1,517,900 Land $778,500 Building $739,400
2022	$13,358.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 59 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	99 units insured incl. 40 condo units
Nearby Flood Claims	3 (2012–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 704 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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