412 40th Ave, Clear Lake, WI 54005 Property Records

Polk County property record for 412 40th Ave, Clear Lake, WI 54005

Property Summary

Property Type	Single Family Home
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Mar 2024)
Tax Bill	$1,118 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Jun 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`018-00350-0000`

Property Details

APN / Parcel Number

Primary APN	`018-00350-0000`

Exterior

Lot Area	65,340 sqft (1.5 acres)

Location & Zoning

Street Address	412 40TH AVE
City	CLEAR LAKE
State	WI
Zip	54005-3426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE NE (COMM @ NE COR, W 40 RDS TO POB; W 20 RDS;S 20 RDS;E 20 RDS N TO POB EXC W 8 RDS)
Jurisdiction	POLK WI
Township / Civil Division	CLEAR LAKE
Census Block Group	3
Census Block	3011
Census Tract	961100

Owner

412 40th Ave is owned and occupied by an individual who bought it in March 2024.

Source: Polk County records, as of February 18, 2026

Owner of Record	Individual Name on File
Mailing Address	412 40TH AVE, CLEAR LAKE, WI 54005-3426
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2024	Warranty Deed, Transfer · Conventional Mortgage WESTCONSIN CU
Jun 4, 2019	Warranty Deed, Transfer · Conventional Mortgage WESTCONSIN CU
Feb 6, 2019	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2024 · Amount on File
Deed Sale	Mar 12, 2024 · Amount on File
Prior Sale	Jun 4, 2019 · Amount on File
Deed Document Number	924468
Record Updated	Jun 8, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK WI
Recording Date	Mar 12, 2024
Property Address	412 40TH AVE, CLEAR LAKE, WI 54005-3426
Document Number	0000924468
Instrument Date	Mar 8, 2024
Instrument	924468
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	TITLE ONE PREMIER GROUP INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000924469
Date	Mar 12, 2024
Instrument	924469

Lender

Name	WESTCONSIN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	8.38%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Min Rate At Change	3.38%
Max Rate At Change	13.3%
Index	Other

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK WI
Recording Date	Jun 4, 2019
Property Address	412 40TH AVE, CLEAR LAKE, WI 54005-3426
Document Number	0000872310
Instrument Date	May 31, 2019
Instrument	872310
Transaction Type	Transfer
Record Updated	May 16, 2022
Title Company	TITLE ONE PREMIER GROUP INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$186.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000872311
Date	Jun 4, 2019
Instrument	872311

Lender

Name	WESTCONSIN CU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.75%

February 2019: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	POLK WI
Recording Date	Feb 6, 2019
Property Address	412 40TH AVE, CLEAR LAKE, WI 54005-3426
Document Number	0000869459
Instrument Date	Feb 5, 2019
Instrument	869459
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 412 40th Ave was $1,118.

Source: Polk County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Polk County
County Subdivision	Clear Lake Town
Unified School District	Clear Lake School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,118.00	$60,800 Land $12,000 Building $48,800	$95,900 Land $18,928 Building $76,972
2023	$993.00 (+1.02%)	$60,800 (-) Land $12,000 Building $48,800	$83,200 (+21.46%)
2022	$983.00	$60,800 Land $12,000 Building $48,800	$68,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 412 40th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 40th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NextGen Communications Fiber	1,000 / 1,000

May also be available: T-Mobile.

Nearby Properties on 40th Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures