412 3rd St, Cutler, IL 62238 Property Records

Perry County property record for 412 3rd St, Cutler, IL 62238

Property Summary

Property Type	Residential Vacant Land
Owner	Individual Name on Record
Tax Bill	$246 (2024)
Deeds & Mortgages	Mar 2023 Refinance Feb 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2640410040`

Property Details

APN / Parcel Number

Primary APN	`2640410040`

Location & Zoning

Street Address	412 3RD ST
City	CUTLER
State	IL
Zip	62238-2210
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	WILSON & BIGHAM ADD BLOCK 2 LOTS 6 & 7 2024-1619 2021-2294 2007-3497,3498 2004-3841
Legal Subdivision	WILSON & BIGHAM ADD
Legal Block	2
Legal Lot Number	6-7
Jurisdiction	PERRY IL
Township / Civil Division	CUTLER
Census Block Group	2
Census Block	2038
Census Tract	30300

Owner

Source: Perry County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	412 3RD ST, CUTLER, IL 62238-2210
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance MURPHY WALL STATE BANK
Feb 10, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MURPHY WALL STATE BANK
Sep 17, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2024
Deed Sale	Aug 8, 2024
Prior Sale	Sep 17, 2021 · Amount on Record
Deed Document Number	202401619
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERRY IL
Property Address	412 3RD ST, CUTLER, IL 62238-2210
Transaction Type	Mortgage
Record Updated	Mar 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202300350
Date	Mar 2, 2023
Instrument	2023-00350

Lender

Name	MURPHY WALL STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Apr 1, 2052

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERRY IL
Property Address	412 3RD ST, CUTLER, IL 62238-2210
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202200312
Date	Feb 10, 2022
Instrument	2022-00312

Lender

Name	MURPHY WALL STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PERRY IL
Recording Date	Sep 17, 2021
Property Address	412 3RD ST, CUTLER, IL 62238-2210
Document Number	0202102294
Instrument Date	Sep 15, 2021
Instrument	2021-02294
Transaction Type	Transfer
Record Updated	Mar 17, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	321 E ELM ST, WEST FRANKFORT, IL 62896-2711

Tax Assessment & Valuation

Source: Perry County assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	Illinois
County	Perry County
Municipality	Cutler Village
Unified School District	Trico Community Unit School District 176 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$246.00 (+23%) Senior Citizen's exemption	$2,859 (+15.84%) Land $2,859	$8,577 (+15.84%) Land $8,577
2022	$200.00 Senior Citizen's exemption	$2,468 Land $2,468	$7,404 Land $7,404

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 5, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUTLER serves 463 people · EPA ID IL1450050
Water Source	Groundwater
Last State Inspection	May 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2018
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
BLIP Networks Fixed Wireless	500 / 500
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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