412 1st St, Vanderbilt, PA 15486 Property Records

Fayette County property record for 412 1st St, Vanderbilt, PA 15486

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,696 sqft · built 1830
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on File
Last Sale	$107,000 (Jul 2019)
Tax Bill	$819 (2026)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40-02-0007`

Property Details

APN / Parcel Number

Primary APN	`40-02-0007`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,696 sqft Living Area
1st Floor Area	848 sqft
Basement Area	105 sqft
Unfinished Basement	105 sqft
Family Room	Family Room

Exterior

Year Built	Built 1830
Effective Year Built	Effective 1830
Architectural Style	Traditional
Exterior Material	Other
Roof Material	Asphalt
Lot Area	16,988 sqft (0.39 acres)
Terrain	Below Road/Slope
Garage Type	Detached
Garage Area	408 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	193 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	412 1ST ST
City	VANDERBILT
State	PA
Zip	15486-1296
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 37-38 R1 RG 2RM
Legal Subdivision	VANDERBUILT
Legal Lot Number	37-38
Jurisdiction	FAYETTE PA
Township / Civil Division	VANDERBILT
Census Block Group	1
Census Block	1089
Census Tract	263300

Owner

412 1st St is owned and occupied by an individual who bought it in July 2019.

Source: Fayette County records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	412 1ST ST, VANDERBILT, PA 15486-1296
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2019 · Amount on File
Deed Sale	Jul 23, 2019 · Amount on File
Prior Sale	Nov 18, 2015 · Amount on File
Deed Document Number	20197144
Deed Book / Page	3408 / 1269
Prior Transfer Date	Oct 10, 2014
Prior Transfer Doc	03261/1131
Record Updated	Oct 29, 2026

July 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FAYETTE PA
Recording Date	Jul 23, 2019
Property Address	412 1ST ST, VANDERBILT, PA 15486-1296
Document Number	03408/1269
Book / Page	3408 / 1269
Instrument Date	Jul 17, 2019
Instrument	201900007144
Transaction Type	Transfer
Record Updated	May 17, 2022

Transaction

Amount	Amount on Record
Tax	$2,140.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 1ST ST, VANDERBILT, PA 15486-1296

Mortgage

Document Number	201900007145
Date	Jul 23, 2019
Instrument	201900007145

Lender

Name	SAIL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Mortgage

Document Number	3408/1273
Date	Jul 23, 2019
Book Page	3408/1273
Instrument	201900007145

Lender

Name	SAIL MORTGAGE CORP
Type	Mortgage Company
Address	WEXFORD, PA 15090

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 412 1st St was $819, up 100.2% from the year before.

Source: Fayette County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Fayette County
Municipality	Vanderbilt Borough
Unified School District	Connellsville Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$819.00 (+100.24%)	$15,340 (-) Land $4,170 Building $11,170
2025	$409.00 (+12.05%)	$15,340 (-) Land $4,170 Building $11,170
2024	$365.00	$15,340 (-) Land $4,170 Building $11,170
2023		$15,340 Land $4,170 Building $11,170
2022	$706.00
2003			$30,680 Land $8,340 Building $22,340

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 412 1st St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective July 17, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	10 (1996–2024)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Apr 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 1996 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 1st St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH FAYETTE CNTY MUNI AUTH serves 35,409 people · EPA ID PA5260019
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	750 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Nearby Properties on 1st St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures