412 12th St, Aurora, NE 68818 Property Records

Hamilton County property record for 412 12th St, Aurora, NE 68818

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 960 sqft · built 1972
Lot Size	0.271 acres (11,817 sqft)
Owner	Individual Name on File
Last Sale	$70,000 (May 2024)
Tax Bill	$1,573 (2025)
Deeds & Mortgages	Jun 2026 Mortgage May 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3445-04-0-10470-000-1770`

Property Details

APN / Parcel Number

Primary APN	`3445-04-0-10470-000-1770`
Alternative APNs	`3445-00-0-10470-000-1770` `410057630`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Basement Area	1,680 sqft
Finished Basement	720 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	11,817 sqft (0.271 acres)
Lot Dimensions	117 ft deep x 101 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	412 12TH ST
City	AURORA
State	NE
Zip	68818-2703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	PT LOT 6 PARK VIEW ADD
Legal Range	06
Legal Township	10
Legal Section	04
Legal Subdivision	PARK VIEW ADD
Legal Lot Number	6
Jurisdiction	HAMILTON NE
Township / Civil Division	4
Census Block Group	3
Census Block	3044
Census Tract	969300

Owner

412 12th St is owned and occupied by an individual who bought it in May 2024.

Source: Hamilton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	412 12TH ST, AURORA, NE 68818-2703
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage BEAZER MORTGAGE CORPORATION
May 14, 2024	Warranty Deed, Transfer · Conventional Mortgage CS BANK
Feb 19, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance PINNACLE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2024 · Amount on File
Deed Sale	May 14, 2024 · Amount on File
Deed Document Number	2024735
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON NE
Recording Date	Jun 1, 2026
Property Address	412 12TH ST, AURORA, NE 68818-2703
Document Number	0000000894
Instrument Date	May 23, 2026
Instrument	2026894
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 12TH ST, AURORA, NE 68818-2703

Mortgage

Document Number	0000000894,
Date	Jun 1, 2026
Instrument	2026894

Lender

Name	BEAZER MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON NE
Recording Date	May 14, 2024
Property Address	412 12TH ST, AURORA, NE 68818-2703
Document Number	0202400735
Instrument Date	May 2, 2024
Instrument	2024-00735
Transaction Type	Transfer
Record Updated	Mar 9, 2026
Title Company	YORK COUNTY TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$157.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202400736
Date	May 14, 2024
Instrument	2024-00736

Lender

Name	CS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2054

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON NE
Property Address	412 12TH ST, AURORA, NE 68818-2703
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	320/147
Date	Feb 19, 2019
Book Page	320/147
Instrument	2315

Lender

Name	PINNACLE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 412 12th St was $1,573.

Source: Hamilton County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Nebraska
Municipality	Aurora City
County	Hamilton County
Unified School District	Aurora Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,025 (+7.31%) Land $23,635 Building $135,390	$159,025 (+7.31%) Land $23,635 Building $135,390
2025	$1,573.00	$148,195 Land $23,635 Building $124,560	$148,195 Land $23,635 Building $124,560
2023	Homeowner's exemption	$120,405 Land $23,635 Building $96,770	$120,405 Land $23,635 Building $96,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 412 12th St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective July 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1980–1982)
Most Recent Claim	Jun 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 12th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AURORA serves 4,678 people · EPA ID NE3108101
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb
Copper	1.44 mg/L (2020–2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Nitrate-Nitrite resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hamilton.net Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

May also be available: Viaero Wireless.

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