4119 Terrace Dr, Ayden, NC 28513 Property Records

Pitt County property record for 4119 Terrace Dr, Ayden, NC 28513

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,076 sqft · built 1959
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (Jul 2018)
Tax Bill	$2,541 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Jul 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`026769`

Property Details

APN / Parcel Number

Primary APN	`026769`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,076 sqft Heated Area
Gross Area	2,472 sqft
1st Floor Area	2,076 sqft
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1990
Exterior Material	Brick Veneer
Roof Type	Wood Truss
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Lot Depth	150 ft Depth
Garage Area	228 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4119 TERRACE DR
City	AYDEN
State	NC
Zip	28513-7088
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12
Legal Description	WESTHAVEN TERRACE
Legal Subdivision	WESTHAVEN TERRACE
Legal Lot Number	30
Jurisdiction	PITT NC
Township / Civil Division	AYDEN
Census Block Group	1
Census Block	1006
Census Tract	1403

Owner

4119 Terrace Dr is owned and occupied by two individuals who bought it in July 2018.

Source: Pitt County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4119 TERRACE DR, AYDEN, NC 28513-7088
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Jul 5, 2018	Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS
Jul 5, 2018	Grant Deed, Transfer ATTORNEY ONLY
Jul 5, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2018 · Amount on File
Deed Sale	Jul 5, 2018 · Amount on File
Prior Sale	Jul 5, 2018 · Amount on File
Deed Document Number	201814144330002
Deed Book / Page	3694 / 26
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PITT NC
Property Address	4119 TERRACE DR, AYDEN, NC 28513-7088
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004267
Date	Apr 7, 2022
Book Page	4267/731

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	May 1, 2047

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PITT NC
Property Address	4119 TERRACE DR, AYDEN, NC 28513-7088
Document Number	0036940028
Instrument Date	Jul 5, 2018
Transaction Type	Mortgage
Record Updated	Apr 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4119 TERRACE DR AYDEN NC 285137088, AYDEN, NC 28513-7088

Mortgage

Document Number	0036940028
Date	Jul 5, 2018
Book Page	003694/000028

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 4, 2048

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PITT NC
Recording Date	Jul 5, 2018
Property Address	4119 TERRACE DR, AYDEN, NC 28513-7088
Document Number	0036940026
Book / Page	003694 / 000026
Instrument Date	Jun 29, 2018
Transaction Type	Transfer
Record Updated	Apr 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$310.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4119 TERRACE DR AYDEN NC 285137088, AYDEN, NC 28513-7088

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PITT NC
Recording Date	Jul 5, 2018
Property Address	4119 TERRACE DR, AYDEN, NC 28513-7088
Document Number	0036940024
Book / Page	003694 / 000024
Instrument Date	May 23, 2018
Transaction Type	Transfer
Record Updated	Apr 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$310.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	40 DANBURY RD #101 WILTON CT 068974441, 101, WILTON, CT 06897-4441
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 4119 Terrace Dr was $2,541.

Source: Pitt County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Ayden Town
County	Pitt County
Unified School District	Pitt County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,541.00	$205,691 Land $11,250 Building $194,441	$205,691 Land $11,250 Building $194,441
2023	$2,092.00	$152,727 Land $16,800 Building $135,927	$152,727 Land $16,800 Building $135,927

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4119 Terrace Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4119 Terrace Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF AYDEN serves 6,366 people · EPA ID NC0474025
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
AT&T Fixed Wireless	100 / 20
HarvestBeam Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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