Caldwell County property record for 4119 Beach Rd, Hudson, NC 28638
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,792 sqft · built 2018 |
| Lot Size | 1.86 acres (81,022 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $178,500 (Nov 2018) |
| Tax Bill | $2,016 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Feb 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08 86 1 23 |
| Primary APN | 08 86 1 23 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,792 sqft Heated Area |
| Gross Area | 1,908 sqft |
| 1st Floor Area | 1,792 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 81,022 sqft (1.86 acres) |
| Deck Area | 116 sqft |
| Patio Area | 116 sqft |
| Storage Building | Storage Building |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 164962 |
|---|---|
| Street Address | 4119 BEACH RD |
| City | HUDSON |
| State | NC |
| Zip | 28638-9067 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | BK 1953 PG 500 YR 2018 ST 357.00 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LOVELADY |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 31202 |
Source: Caldwell County assessment roll, as of July 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4119 BEACH RD, HUDSON, NC 28638-9067 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 2, 2025 | Deed of Trust, Mortgage SHOREHAM BANK |
| Feb 16, 2021 | Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC |
| Aug 12, 2019 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC |
| Nov 20, 2018 | Grant Deed, Subdivision Related Transfer · FHA Mortgage ALCOVA MTG |
| Jun 25, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 20, 2018 · Amount on Record |
| Deed Sale | Nov 20, 2018 · Amount on Record |
| Prior Sale | Jun 25, 2018 · Amount on Record |
| Deed Document Number | 201810027977 |
| Deed Book / Page | 1953 / 500 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 4119 BEACH RD, HUDSON, NC 28638-9067 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2025 |
| Title Company | FIRST NATIONAL TITLE LLC, FIRST NATIONAL T&E LLC |
| Name | Verified Name |
|---|---|
| Address | 4119 BEACH RD, HUDSON, NC 28638-9067 |
| Document Number | 0021461199 |
|---|---|
| Date | Oct 2, 2025 |
| Book Page | 2146/1199 |
| Instrument | 10111526 |
| Name | SHOREHAM BANK |
|---|---|
| Type | Bank |
| Address | 1 SHOREHAM WAY, WARWICK, RI 02886 |
| Amount | Amount Recorded |
|---|---|
| Term | 239 Months |
| Due | Sep 8, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 4119 BEACH RD, HUDSON, NC 28638-9067 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0020120420 |
|---|---|
| Date | Feb 16, 2021 |
| Book Page | 2012/420 |
| Instrument | 10053784 |
| Name | JFQ LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85256 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 4119 BEACH RD, HUDSON, NC 28638-9067 |
| Document Number | 0010035736 |
| Instrument Date | Aug 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 4119 BEACH RD HUDSON NC 286389067, HUDSON, NC 28638-9067 |
| Document Number | 0010035736 |
|---|---|
| Date | Aug 15, 2019 |
| Book Page | 001969/000878 |
| Instrument | 10035736 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 14, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Nov 20, 2018 |
| Property Address | 4119 BEACH RD, HUDSON, NC 28638-9067 |
| Document Number | 0010027977 |
| Book / Page | 001953 / 000500 |
| Instrument Date | Nov 1, 2018 |
| Instrument | 10027977 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 13, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $357.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 4119 BEACH RD HUDSON NC 28638, HUDSON, NC 28638 |
| Document Number | 10027978 |
|---|---|
| Date | Nov 20, 2018 |
| Book Page | 001953/000504 |
| Instrument | 10027978 |
| Name | ALCOVA MTG |
|---|---|
| Type | Mortgage Company |
| Address | ROANOKE, VA 24011 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 19, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Jun 25, 2018 |
| Property Address | 4119 BEACH RD, HUDSON, NC 28638-9067 |
| Document Number | 0010023448 |
| Book / Page | 001943 / 001757 |
| Instrument Date | Jun 23, 2018 |
| Instrument | 10023448 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $35.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5000 CLAYTON RD MARYVILLE TN 378045550, MARYVILLE, TN 37804-5550 |
| Investor | Possibly a Property Investor |
Source: Caldwell County assessment roll, as of July 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,016.00 (+59.75%) | $260,600 (+55.21%) Land $30,700 Building $229,900 | $260,600 (+55.21%) Land $30,700 Building $229,900 |
| 2023 | $167,900 (-) Land $27,300 Building $140,600 | $167,900 (-) Land $27,300 Building $140,600 | |
| 2022 | $1,262.00 | $167,900 Land $27,300 Building $140,600 | $167,900 Land $27,300 Building $140,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALDWELL CO WATER SYSTEM-SE serves 15,710 people · EPA ID NC0114047 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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