4119 32nd Ave, Cincinnati, OH 45209 Property Records

Hamilton County property record for 4119 32nd Ave, Cincinnati, OH 45209

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,290 sqft · built 1912
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Oct 2022)
Tax Bill	$8,087 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Oct 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`049-0004-0104-00`

Property Details

APN / Parcel Number

Primary APN	`049-0004-0104-00`
Alternative APN	`0084457`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,290 sqft Living Area
Gross Area	2,189 sqft
1st Floor Area	738 sqft
2nd Floor Area	552 sqft
Upper Floors Area	552 sqft
Basement Area	899 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	161 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	4119 32ND AVE
City	CINCINNATI
State	OH
Zip	45209-1620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF4
Legal Description	THIRTY-SECOND AVE 0.1653 AC R2 T4 S28
Legal Subdivision	OAKLEY PARK SUB
Legal Lot Number	263
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1009
Census Tract	5200

Owner

4119 32nd Ave is owned by two individuals who bought it in October 2022.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4119 THIRTY 2ND AVE, CINCINNATI, OH 45209
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Oct 10, 2022	Warranty Deed, Transfer
Sep 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Oct 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK NA
Jul 8, 2019	Warranty Deed, Transfer · ARM FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2022 · Amount on File
Deed Sale	Oct 10, 2022 · Amount on File
Prior Sale	Jul 8, 2019 · Amount on File
Deed Document Number	202295433
Deed Book / Page	14769 / 791
Prior Transfer Date	Nov 12, 2002
Prior Transfer Doc	0091130398
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4119 32ND AVE, CINCINNATI, OH 45209-1620
Transaction Type	Mortgage
Record Updated	Feb 10, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000104308
Date	Nov 8, 2022
Book Page	14790/757
Instrument	2022-0104308

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 10, 2022
Property Address	4119 32ND AVE, CINCINNATI, OH 45209-1620
Document Number	0000095433
Book / Page	14769 / 791
Map Reference	MB 17 PG 29
Instrument Date	Oct 3, 2022
Instrument	2022-0095433
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Amount	Amount on Record
Tax	$1,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4119 THIRTY SECOND AVENUE, CINCINNATI, OH 45209-1620

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4119 32ND AVE, CINCINNATI, OH 45209-1620
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000082274
Date	Sep 24, 2019
Book Page	14008/02384
Instrument	2019-0082274

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Oct 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.12%
Index	1-Year LIBOR
Max Rate	8.12%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4119 32ND AVE, CINCINNATI, OH 45209-1620
Document Number	0000115137
Instrument Date	Oct 3, 2020
Transaction Type	Mortgage
Record Updated	Jan 28, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4119 32ND AVE CINCINNATI OH 452091620, CINCINNATI, OH 45209-1620

Mortgage

Document Number	0000115137
Date	Nov 2, 2020
Book Page	014287/002663
Instrument	115137

Lender

Name	FIFTH THIRD BK NA
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2035

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 8, 2019
Property Address	4119 32ND AVE, CINCINNATI, OH 45209-1620
Document Number	0000053838
Book / Page	13953 / 01873
Map Reference	MB 17 PG 29
Instrument Date	May 29, 2019
Instrument	2019-0053838
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,164.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4119 32ND AVE, CINCINNATI, OH 45209-1620

Mortgage

Document Number	0000053839
Date	Jul 8, 2019
Instrument	2019-0053839

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	359 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Jun 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9%
Index	1-Year LIBOR
Max Rate	9%

Tax Assessment & Valuation

The 2025 property tax bill for 4119 32nd Ave was $8,087, up 3% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,087.00 (+3.01%)	$131,250 (-) Land $35,280 Building $95,970	$375,000 Land $100,800 Building $274,200
2024	$7,851.00 (-2.12%)	$131,250 (-) Land $35,280 Building $95,970
2023	$8,021.00 (+15.58%)	$131,250 (+28.87%) Land $35,280 Building $95,970	$375,000 Land $100,800 Building $274,200
2022	$6,940.00 Homeowner's exemption	$101,850 Land $21,168 Building $80,682
2020			$291,000 Land $60,480 Building $230,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4119 32nd Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4119 32nd Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on 32nd Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures