4118 Williamson St, Chesapeake, VA 23324 Property Records

Chesapeake City property record for 4118 Williamson St, Chesapeake, VA 23324

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 900 sqft · built 1984
Lot Size	0.068 acres (2,962 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Jun 2019)
Tax Bill	$1,846 (2025)
Deeds & Mortgages	Jun 2019 Second Mortgage Jul 2021 Refinance + 1 more
APN	`1600000002591`

Property Details

APN / Parcel Number

Primary APN	`1600000002591`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	900 sqft Living Area
1st Floor Area	900 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,962 sqft (0.068 acres)
Lot Dimensions	100 ft deep x 30 ft wide
Porch	Porch
Porch Area	81 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4118 WILLIAMSON ST
City	CHESAPEAKE
State	VA
Zip	23324-2714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6: RESIDE
Legal Description	LOT 278 WILMUND PLACE
Legal Subdivision	WILMUND
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1000
Census Tract	20700

Owner

4118 Williamson St is owned and occupied by an individual who bought it in June 2019.

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4118 WILLIAMSON ST, CHESAPEAKE, VA 23324-2714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOUTHERN TRUST MORTGAGE LLC
Jul 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CARDINAL FINANCIAL COMPANY LP
Jun 11, 2019	Warranty Deed, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2019 · Amount on File
Deed Sale	Jun 11, 2019 · Amount on File
Prior Sale	Jun 9, 2014 · Amount on File
Deed Document Number	201914129
Deed Book / Page	10020 / 1782
Prior Transfer Date	Nov 12, 2013
Prior Transfer Doc	09281/0080
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	4118 WILLIAMSON ST, CHESAPEAKE, VA 23324-2714
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	PRIORITY TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10020/1799
Date	Jun 11, 2019
Book Page	10020/1799
Instrument	190014131

Lender

Name	SOUTHERN TRUST MORTGAGE LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	4118 WILLIAMSON ST, CHESAPEAKE, VA 23324-2714
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10413/1235
Date	Jul 23, 2021
Book Page	10413/1235
Instrument	210033545

Lender

Name	CARDINAL FINANCIAL COMPANY LP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jun 11, 2019
Property Address	4118 WILLIAMSON ST, CHESAPEAKE, VA 23324-2714
Document Number	10020/1782
Book / Page	10020 / 1782
Instrument Date	Jun 5, 2019
Instrument	190014129
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	PROPERTY TITLE AND ESCROW LLC, PRIORITY TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4118 WILLIAMSON ST, CHESAPEAKE, VA 23324-2714

Mortgage

Document Number	0190014130
Date	Jun 11, 2019
Instrument	190014130

Lender

Name	SOUTHERN TRUST MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4118 Williamson St was $1,846.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$199,000 (+8.86%) Land $85,000 Building $114,000	$199,000 (+8.86%) Land $85,000 Building $114,000
2025	$1,846.00	$182,800 Land $80,000 Building $102,800	$182,800 Land $80,000 Building $102,800
2023		$159,400 (+15.93%) Land $60,000 Building $99,400	$159,400 (+15.93%) Land $60,000 Building $99,400
2022		$137,500 Land $50,000 Building $87,500	$137,500 Land $50,000 Building $87,500
2019	$1,185.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 4118 Williamson St; there have been 3 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2004–2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4118 Williamson St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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