4118 W Gray St, Tampa, FL 33609 Property Records

Hillsborough County property record for 4118 W Gray St, Tampa, FL 33609

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,370 sqft · built 1958
Lot Size	0.154 acres (6,691 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (Oct 2018)
Tax Bill	$4,376 (2025)
Deeds & Mortgages	Jul 2023 Second Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`115007-0000`

Property Details

APN / Parcel Number

Primary APN	`115007-0000`
Alternative APN	`A2129183LO000000000050`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,370 sqft Living Area
Gross Area	1,430 sqft
1st Floor Area	1,370 sqft
Flooring	Terrazzo
Interior Walls	Plaster

Exterior

Year Built	Built 1958
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,691 sqft (0.154 acres)
Lot Dimensions	126 ft deep x 50 ft wide
Porch	Open Porch
Porch Area	120 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1150070000
Street Address	4118 W GRAY ST
City	TAMPA
State	FL
Zip	33609-2211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-50
Legal Description	ROSEDALE ANNEX NORTH REVISED LOTS 5 AND 6
Legal Range	18E
Legal Township	29S
Legal Section	21
Legal Subdivision	ROSEDALE ANNEX NORTH REVISED
Legal Tract	3LO
Legal Lot Number	5
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	TAMPA
Census Block Group	2
Census Block	2004
Census Tract	4700

Owner

4118 W Gray St is owned and occupied by two individuals who bought it in October 2018.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4118 W GRAY ST, TAMPA, FL 33609-2211
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Oct 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 30, 2018	Warranty Deed, Subdivision Related Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2018 · Amount on File
Deed Sale	Oct 30, 2018 · Amount on File
Prior Sale	Mar 5, 2015 · Amount on File
Deed Document Number	2018440246
Deed Book / Page	26173 / 461
Prior Transfer Date	Aug 29, 2014
Prior Transfer Doc	0000290582
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	4118 W GRAY ST, TAMPA, FL 33609-2211
Transaction Type	Mortgage
Record Updated	Aug 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4118 W GRAY ST, TAMPA, FL 33609-2211

Mortgage

Document Number	0000306053
Date	Jul 13, 2023
Instrument	2023306053

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2043

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	4118 W GRAY ST, TAMPA, FL 33609-2211
Transaction Type	Mortgage
Record Updated	Nov 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021541788
Date	Oct 26, 2021
Instrument	2021541788

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

October 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Oct 30, 2018
Property Address	4118 W GRAY ST, TAMPA, FL 33609-2211
Document Number	0000440246
Book / Page	26173 / 0461
Map Reference	MB 24 PG 63
Instrument Date	Oct 3, 2018
Instrument	2018440246
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 3, 2022
Title Company	TAMPA TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,065.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4118 W GRAY ST, TAMPA, FL 33609-2211

Mortgage

Document Number	0000440247
Date	Oct 30, 2018
Instrument	2018440247

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4118 W Gray St was $4,376 with a homeowner's exemption, up 7.7% from the year before.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Municipality	Tampa City
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$261,304 (+2.7%)	$381,495 (-1.05%) Land $122,094 Building $259,401
2025	$4,376.00 (+7.73%) Homeowner's exemption	$254,434	$385,549 Land $122,094 Building $263,455
2024	$4,062.00 (+2.71%)
2023	$3,955.00 (+2.89%) Homeowner's exemption	$240,061 (+3%)	$348,796 (-3.34%) Land $109,242 Building $239,554
2022	$3,844.00 Homeowner's exemption	$233,069	$360,849 Land $102,816 Building $258,033

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4118 W Gray St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	11 (1979–2017)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4118 W Gray St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TAMPA WATER DEPARTMENT serves 733,886 people · EPA ID FL6290327
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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