4118 Violet Ave, Saint Clair, MI 48079 Property Records

St. Clair County property record for 4118 Violet Ave, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,360 sqft · built 1989
Lot Size	0.264 acres (11,500 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Jun 2009)
Tax Bill	$2,055 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-30-100-0024-100`

Property Details

APN / Parcel Number

Primary APN	`74-30-100-0024-100`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,360 sqft Living Area
1st Floor Area	1,360 sqft
Basement Area	1,360 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Ranch
Lot Area	11,500 sqft (0.264 acres)
Lot Dimensions	174 ft deep x 66 ft wide
Garage Area	664 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4118 VIOLET AVE
City	SAINT CLAIR
State	MI
Zip	48079-3531
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	LOT 23 BLUE RIVER GARDENS SUBDIVISION
Legal Subdivision	BLUE RIVER GARDENS SUBDIVISION
Legal Lot Number	23
Legal Unit	23
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	2
Census Block	2005
Census Tract	640100

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4118 VIOLET AVE, SAINT CLAIR, MI 48079-3531
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 25, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Dec 29, 2017	Loan Modification, Mortgage · FHA Mortgage OCWEN LN SERVICING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2009 · Amount on Record
Deed Sale	Jun 30, 2009 · Amount on Record
Prior Sale	Oct 10, 2005 · Amount on Record
Deed Document Number	200915049
Deed Book / Page	3962 / 197
Prior Transfer Date	Sep 6, 2005
Prior Transfer Doc	003436/976
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 17, 2026
Property Address	4118 VIOLET AVE, SAINT CLAIR, MI 48079-3531
Document Number	0000012285
Book / Page	5934 / 822
Instrument Date	Jun 12, 2026
Instrument	202612285
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4118 VIOLET AVE, SAINT CLAIR, MI 48079-3531

Mortgage

Document Number	0000012285,
Date	Jun 17, 2026
Book Page	5934/822
Instrument	202612285

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	4118 VIOLET AVE, SAINT CLAIR, MI 48079-3531
Transaction Type	Mortgage
Record Updated	Nov 16, 2021
Title Company	JBN TITLE, JB TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4118 VIOLET AVE, SAINT CLAIR, MI 48079-3531

Mortgage

Document Number	543981
Date	Oct 25, 2021
Book Page	5439/81
Instrument	2021029927

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAINT CLAIR MI
Property Address	4118 VIOLET AVE, SAINT CLAIR, MI 48079-3531
Document Number	0049120655
Book / Page	004912 / 000655
Instrument Date	Dec 29, 2017
Transaction Type	Mortgage
Record Updated	Feb 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4118 VIOLET AVE ST CLAIR MI 480793531, ST CLAIR, MI 48079-3531

Mortgage

Document Number	0049120655
Date	Jan 30, 2018
Book Page	004912/000655

Lender

Name	OCWEN LN SERVICING
Type	Funding / Finance Company
Address	WEST PALM BEACH, FL 33416

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2048

Interest

Rate	4.5%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	St. Clair Township
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$107,800 (-5.19%)	$215,600 (-5.19%)
2025	$2,055.00 (+5.76%) Homeowner's exemption	$113,700 (+13.47%)
2024	$1,943.00 (+10.59%)		$227,400 (+13.47%)
2023		$100,200
2022	$1,757.00		$200,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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