4118 Rucker Rd, Moneta, VA 24121 Property Records

Bedford County property record for 4118 Rucker Rd, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,512 sqft · built 2000
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Oct 2025)
Tax Bill	$701 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Oct 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`210 A 54J`

Property Details

APN / Parcel Number

Primary APN	`210 A 54J`
Alternative APNs	`90504469` `389016`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,512 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Garage Type	Detached
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces
Porch	Porch
Porch Area	270 sqft
Deck Area	25 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	389016
Street Address	4118 RUCKER RD
City	MONETA
State	VA
Zip	24121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 PB 41/100
Legal Lot Number	1
Jurisdiction	BEDFORD VA
Township / Civil Division	2
Census Block Group	1
Census Block	1028
Census Tract	30501

Owner

4118 Rucker Rd is owned and occupied by an individual who bought it in October 2025.

Source: Bedford County records, as of November 12, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4064 RUCKER RD, MONETA, VA 24121-4881
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Oct 23, 2025	Deed, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2025 · Amount on File
Deed Sale	Oct 23, 2025 · Amount on File
Prior Sale	Apr 30, 2025 · Amount on File
Deed Document Number	250009203
Record Updated	Jun 8, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD VA
Recording Date	Oct 23, 2025
Property Address	4118 RUCKER RD, MONETA, VA 24121
Document Number	0250009203
Map Reference	MB 41 PG 100
Instrument Date	Oct 9, 2025
Instrument	250009203
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4064 RUCKER RD, MONETA, VA 24121-4881

Mortgage

Document Number	0250009204
Date	Oct 23, 2025
Instrument	250009204

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD VA
Recording Date	Oct 23, 2025
Property Address	4118 RUCKER RD, MONETA, VA 24121
Document Number	0250009203
Map Reference	MB 41 PG 100
Instrument Date	Oct 9, 2025
Instrument	250009203
Transaction Type	Transfer
Record Updated	Nov 13, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Tax	$230.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4064 RUCKER RD, MONETA, VA 24121-4881

Tax Assessment & Valuation

The 2025 property tax bill for 4118 Rucker Rd was $701 with an additional exemption.

Source: Bedford County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$701.00 Additional exemption filed	$171,200 Land $65,000 Building $106,200
2023	$701.00 Additional exemption filed	$85,600	$171,200 Land $65,000 Building $106,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4118 Rucker Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4118 Rucker Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,200 / 50
ZiTEL Fiber	960 / 960
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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