4118 Palm Tree Ct, La Mesa, CA 91941 Property Records

San Diego County property record for 4118 Palm Tree Ct, La Mesa, CA 91941

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,442 sqft · built 1978
Lot Size	0.23 acres (10,000 sqft)
Owner	Company on Record
Tax Bill	$8,395 (2025)
Deeds & Mortgages	Jun 2023 Transfer Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`502-120-11-00`

Property Details

APN / Parcel Number

Primary APN	`502-120-11-00`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,442 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	10,000 sqft (0.23 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4118 PALM TREE CT
City	LA MESA
State	CA
Zip	91941-7238
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 11 TR 008451
Legal Subdivision	ORANGE HILLS ESTATES
Legal Tract	008451
Legal Block	2
Legal Lot Number	11
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2006
Census Tract	13605

Owner

Source: San Diego County assessment roll, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company on Record
Mailing Address	4118 PALM TREE CT, LA MESA, CA 91941-7238
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2023	Intrafamily Transfer, Transfer
Jan 11, 2021	Deed of Trust, Mortgage · VA Mortgage BAY EQUITY LLC
May 4, 2020	Quit Claim Deed, Transfer · VA Mortgage BAY EQUITY
Aug 1, 2019	Deed of Trust, Mortgage · VA Mortgage SYNERGY ONE LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2020
Deed Sale	May 4, 2020
Prior Sale	Oct 25, 2002 · Amount on Record
Deed Document Number	2020224596
Last Transfer Date	Jun 6, 2023
Transfer Doc	0000154681
Record Updated	Sep 20, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 13, 2023
Property Address	4118 PALM TREE CT, LA MESA, CA 91941-7238
Document Number	0000154681
Map Reference	MAP 8451
Instrument Date	Jun 6, 2023
Instrument	2023-0154681
Transaction Type	Transfer
Record Updated	Jun 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4118 PALM TREE CT, LA MESA, CA 91941-7238

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4118 PALM TREE CT, LA MESA, CA 91941-7238
Transaction Type	Mortgage
Record Updated	Dec 9, 2022
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4118 PALM TREE CT, LA MESA, CA 91941-7238

Mortgage

Document Number	0000019729
Date	Jan 11, 2021
Instrument	2021-0019729

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	MILL VALLEY, CA 94942

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 4, 2020
Property Address	4118 PALM TREE CT, LA MESA, CA 91941-7238
Document Number	0000224596
Instrument Date	Apr 29, 2020
Instrument	224596
Transaction Type	Transfer
Record Updated	May 12, 2020
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4118 PALM TREE CT LA MESA CA 919417238, LA MESA, CA 91941-7238

Mortgage

Document Number	224597
Date	May 4, 2020
Instrument	224597

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	CORTE MADERA, CA 94925

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 3, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4118 PALM TREE CT, LA MESA, CA 91941-7238
Document Number	0000328877
Instrument Date	Aug 1, 2019
Transaction Type	Mortgage
Record Updated	Aug 14, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4118 PALM TREE CT LA MESA CA 919417238, LA MESA, CA 91941-7238

Mortgage

Document Number	0000328877
Date	Aug 6, 2019
Instrument	328877

Lender

Name	SYNERGY ONE LNDG
Address	SAN DIEGO, CA 92108

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 5, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$734,198 (+2%) Land $265,904 Building $468,294
2025	$8,395.00 (+2.04%) Homeowner's exemption	$719,803 (+4.04%) Land $260,691 Building $459,112
2023	$8,227.00 (+1.61%) Homeowner's exemption	$691,854 Land $250,569 Building $441,285
2022	$8,097.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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