4118 Miller Rd, Sterling, MI 48659 Property Records

Arenac County property record for 4118 Miller Rd, Sterling, MI 48659

Property Summary

Property Type	Single Family Home
Lot Size	1.18 acres (51,401 sqft)
Owner	2 Individual Names on Record
Last Sale	$73,000 (Oct 2010)
Tax Bill	$1,294 (2025)
Deeds & Mortgages	Mar 2017 Refinance Mar 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`005-0-R22-000-287-00`

Property Details

APN / Parcel Number

Primary APN	`005-0-R22-000-287-00`

Exterior

Lot Area	51,401 sqft (1.18 acres)
Lot Dimensions	200 ft deep x 256 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4118 MILLER RD
City	STERLING
State	MI
Zip	48659-9445
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 287, 288, 289 RIFLE RIVER VALLEY ESTATES #3
Legal Range	04W
Legal Township	19N
Legal Section	22
Legal Subdivision	RIFLE RIVER VALLEY ESTATES
Legal Lot Number	287-289
Jurisdiction	ARENAC MI
Township / Civil Division	DEEP RIVER
Census Block Group	1
Census Block	1074
Census Tract	970200

Owner

Source: Arenac County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4118 MILLER RD, STERLING, MI 48659-9445
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2017	Deed of Trust, Mortgage · Stand-Alone Refinance FLAGSTAR BANK FSB
Mar 27, 2017	Deed of Trust, Mortgage FLAGSTAR BANK FSB
Apr 15, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance GENISYS CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2010 · Amount on Record
Deed Sale	Oct 5, 2010 · Amount on Record
Deed Document Number	201056800246
Record Updated	Jun 8, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARENAC MI
Property Address	4118 MILLER RD, STERLING, MI 48659-9445
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700930
Date	Mar 27, 2017
Instrument	201700930

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	157 Months
Due	Apr 1, 2030

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARENAC MI
Property Address	4118 MILLER RD, STERLING, MI 48659-9445
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201711930
Date	Mar 27, 2017
Instrument	201711930

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Amount	Amount Recorded
Term	166 Months
Due	Jan 1, 2031

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARENAC MI
Property Address	4118 MILLER RD, STERLING, MI 48659-9445
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900954
Date	Apr 15, 2019
Instrument	201900954

Lender

Name	GENISYS CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2029

Tax Assessment & Valuation

Source: Arenac County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Arenac County
County Subdivision	Deep River Township
Unified School District	Standish-Sterling Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,900	$133,800
2025	$1,294.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	14 (1990–2020)
Claims Outside the SFHA	11 of 14
Most Recent Claim	May 2020 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2020 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vogtmann Engineering Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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