4118 Emerson Rd, Spring Arbor, MI 49283 Property Records

Jackson County property record for 4118 Emerson Rd, Spring Arbor, MI 49283

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,848 sqft · built 1999
Lot Size	2.05 acres (89,298 sqft)
Owner	Individual Name on Record
Last Sale	$247,000 (Sep 2019)
Tax Bill	$3,341 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000-12-22-126-001-02`

Property Details

APN / Parcel Number

Primary APN	`000-12-22-126-001-02`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,848 sqft Living Area
1st Floor Area	1,232 sqft
Basement Area	1,232 sqft
Unfinished Basement	1,176 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	89,298 sqft (2.05 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4118 EMERSON RD
City	SPRING ARBOR
State	MI
Zip	49283-9762
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-1
Legal Description	BEG AT N 1/4 POST OF SEC 22 TH S 0DEG 0'21''W 874 FT ALG N&S 1/4 LN TO A PT FOR PL OF BEG OF THIS DESCN TH CONTINUING S 0DEG
Legal Range	02W
Legal Township	03S
Legal Section	22
Legal Subdivision	SPRING ARBOR
Jurisdiction	JACKSON MI
Township / Civil Division	SPRING ARBOR
Census Block Group	5
Census Block	5012
Census Tract	5400

Owner

Source: Jackson County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4118 EMERSON RD, SPRING ARBOR, MI 49283-9762
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Warranty Deed, Transfer · FHA Mortgage MORTGAGE 1 INC
Sep 20, 2019	Warranty Deed, Transfer · FHA Mortgage MORTGAGE 1 AT SUBURBAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2019 · Amount on Record
Deed Sale	Sep 20, 2019 · Amount on Record
Prior Sale	Dec 6, 2002 · Amount on Record
Deed Document Number	20192832226
Deed Book / Page	2148 / 637
Prior Transfer Date	Dec 31, 2003
Prior Transfer Doc	0002341203
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Jan 20, 2022
Property Address	4118 EMERSON RD, SPRING ARBOR, MI 49283-9762
Document Number	0002904546
Book / Page	2204 / 156
Instrument Date	Jan 14, 2022
Instrument	2904546
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4118 EMERSON RD, 4118, SPRING ARBOR, MI 49283-9762

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3509 W 75TH ST, CHICAGO, IL 60652-1401

Mortgage

Document Number	0022040157
Date	Jan 20, 2022
Instrument	2204-0157

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Sep 20, 2019
Property Address	4118 EMERSON RD, SPRING ARBOR, MI 49283-9762
Document Number	0002832226
Book / Page	002148 / 000637
Instrument Date	Sep 16, 2019
Instrument	2832226
Transaction Type	Transfer
Record Updated	Oct 7, 2019
Title Company	MIDSTATE TITLE AGENCY/STHRN MI L, MIDSTATE TITLE AGCY/STHRN MI L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1137 HALSTEAD BLVD JACKSON MI 492032589, JACKSON, MI 49203-2589

Mortgage

Document Number	2832227
Date	Sep 20, 2019
Book Page	002148/000638
Instrument	2832227

Lender

Name	MORTGAGE 1 AT SUBURBAN
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2049

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
County Subdivision	Spring Arbor Township
Unified School District	Western School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$158,200 (+4.7%)	$316,400 (+4.7%)
2025	$3,341.00 (-38.95%)	$151,100 (+10.61%)	$302,200 (+10.61%)
2024	$5,473.00 (+3.81%)
2023		$136,600	$273,200
2022	$5,272.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, Mercury Fiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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