Mecklenburg County property record for 4118 Dover Downs Dr, Charlotte, NC 28216
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,320 sqft · built 2003 |
| Lot Size | 0.145 acres (6,340 sqft) |
| Owner | Trust Name on File |
| Last Sale | $130,500 (Mar 2004) |
| Deeds & Mortgages | Dec 2021 Mortgage Aug 2023 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 033-154-30 |
| Primary APN | 033-154-30 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,320 sqft Heated Area |
| Gross Area | 1,720 sqft |
| 1st Floor Area | 1,320 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 6,340 sqft (0.145 acres) |
| Garage Area | 400 sqft |
| Patio Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 4118 DOVER DOWNS DR |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28216-7801 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MX-1 |
| Legal Description | L128 M38-691 |
| Legal Subdivision | AVERY GLEN MAP 02 |
| Legal Lot Number | 128 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 11, LONG CREEK |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 6105 |
4118 Dover Downs Dr is owner-occupied and held in a trust since October 2025.
Source: Mecklenburg County records, as of October 27, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 4118 DOVER DOWNS DR, CHARLOTTE, NC 28216-7801 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Aug 8, 2023 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Jul 29, 2024 | Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC |
| Dec 16, 2024 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Oct 16, 2025 | Intrafamily Transfer, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Nov 20, 2020 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2004 · Amount on File |
| Deed Sale | Mar 4, 2004 · Amount on File |
| Prior Sale | Apr 14, 2025 |
| Deed Document Number | 0000051036 |
| Last Transfer Date | Oct 16, 2025 |
| Transfer Doc | 0000106388 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 4118 DOVER DOWNS DR, CHARLOTTE, NC 28216-7801 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000239963 |
|---|---|
| Date | Dec 21, 2021 |
| Book Page | 36895/902 |
| Instrument | 2021239963 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 4118 DOVER DOWNS DR, CHARLOTTE, NC 28216-7801 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2025 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0000075075 |
|---|---|
| Date | Aug 8, 2023 |
| Book Page | 38297/452 |
| Instrument | 2023075075 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 4118 DOVER DOWNS DR, CHARLOTTE, NC 28216-7801 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4118 DOVER DOWNS DR, CHARLOTTE, NC 28216-7801 |
| Document Number | 0000070406 |
|---|---|
| Date | Jul 29, 2024 |
| Book Page | 38970/507 |
| Instrument | 2024070406 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 18, 2054 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 4118 DOVER DOWNS DR, CHARLOTTE, NC 28216-7801 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000119771 |
|---|---|
| Date | Dec 16, 2024 |
| Book Page | 39269/763 |
| Instrument | 2024119771 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Oct 16, 2025 |
| Property Address | 4118 DOVER DOWNS DR, CHARLOTTE, NC 28216-7801 |
| Document Number | 0000106388 |
| Book / Page | 39938 / 161 |
| Map Reference | MB 38 PG 691 |
| Instrument Date | Oct 10, 2025 |
| Instrument | 2025106388 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2025 |
| Title Company | CLOSING USA LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4118 DOVER DOWNS DR, CHARLOTTE, NC 28216-7801 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 4118 DOVER DOWNS DR, CHARLOTTE, NC 28216-7801 |
| Document Number | 0000106389 |
|---|---|
| Date | Oct 16, 2025 |
| Instrument | 2025106389 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 4118 DOVER DOWNS DR, CHARLOTTE, NC 28216-7801 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 4118 DOVER DOWNS DR, CHARLOTTE, NC 28216-7801 |
| Document Number | 0000196611 |
|---|---|
| Date | Nov 20, 2020 |
| Book Page | 35340/957 |
| Instrument | 2020196611 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 265 Months |
| Due | Dec 1, 2042 |
Source: Mecklenburg County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $264,300 Land $60,000 Building $204,300 | |
| 2023 | $264,300 Land $60,000 Building $204,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4118 Dover Downs Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4118 Dover Downs Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures