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4118 Cortez Blvd, Sebring, FL 33872 Property Records

Highlands County property record for 4118 Cortez Blvd, Sebring, FL 33872

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,834 sqft · built 1992
Lot Size0.232 acres (10,083 sqft)
Owner2 Individual Names on Record
Last Sale$340,000 (Feb 2026)
Tax Bill$3,880 (2025)
Deeds & MortgagesFeb 2026 Sale & Mortgage
Aug 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNC-04-34-28-050-0640-0140

Property Details

APN / Parcel Number

Primary APNC-04-34-28-050-0640-0140

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,834 sqft Living Area
Gross Area2,296 sqft
1st Floor Area1,591 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1993
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area10,083 sqft (0.232 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage TypeAttached
Garage Area462 sqft
DrivewayConcrete Driveway
Driveway Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area448 sqft
PorchFlorida Room
Porch Area285 sqft
Patio Area416 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address4118 CORTEZ BLVD
CitySEBRING
StateFL
Zip33872-1929
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSUN N LAKE OF SEB UNIT 5 PB 9 PG 51 LOT 14 BLK 64
Legal Range28E
Legal Township34S
Legal Section04
Legal SubdivisionSUN N LK SEB UNIT 05
Legal Block64
Legal Lot Number14
JurisdictionHIGHLANDS FL
Township / Civil DivisionAVON PARK
Census Block Group2
Census Block2092
Census Tract960503

Owner

Source: Highlands County records, as of July 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address4920 TRADEWINDS TER, FORT LAUDERDALE, FL 33312-5234
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2026Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Aug 30, 2023Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Aug 2, 2022Warranty Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
Feb 23, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
ANGEL OAK MORTGAGE SOLUTIONS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 17, 2026 · Amount on Record
Deed SaleFeb 17, 2026 · Amount on Record
Prior SaleAug 30, 2023 · Amount on Record
Deed Document Number20262299992
Deed Book / Page3174 / 695
Prior Transfer DateJan 25, 2021
Prior Transfer Doc0002020655
Record UpdatedOct 29, 2026

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateFeb 17, 2026
Property Address4118 CORTEZ BLVD, SEBRING, FL 33872-1929
Document Number0002299992
Book / Page3174 / 695
Map ReferenceMB 9 PG 51
Instrument DateFeb 12, 2026
Instrument2299992
Transaction TypeTransfer
Record UpdatedMar 6, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,380.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4118 CORTEZ BLVD, SEBRING, FL 33872-1929

Transferred To (Grantee/Buyer)

NameVerified Name
Address4920 TRADEWINDS TER, FORT LAUDERDALE, FL 33312-5234

Mortgage

Document Number0003174697
DateFeb 17, 2026
Instrument3174/697
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateAug 30, 2023
Property Address4118 CORTEZ BLVD, SEBRING, FL 33872-1929
Document Number0002167033
Book / Page2995 / 1732
Map ReferenceMB 9 PG 51
Instrument DateAug 25, 2023
Instrument2167033
Transaction TypeTransfer
Record UpdatedSep 14, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,229.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4118 CORTEZ BLVD, SEBRING, FL 33872-1929

Transferred To (Grantee/Buyer)

NameVerified Name
Address9742 SANDIE, HELOTES, TX 78023-4182

Mortgage

Document Number0029951734
DateAug 30, 2023
Instrument2995/1734
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateAug 2, 2022
Property Address4118 CORTEZ BLVD, SEBRING, FL 33872-1929
Document Number0002108126
Book / Page2922 / 1275
Map ReferenceMB 9 PG 51
Instrument DateJul 7, 2022
Instrument2108126
Transaction TypeTransfer
Record UpdatedAug 12, 2022
Title CompanyNOT AVAILABLE, BEYCOME TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,051.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4004 HIGSON AVE, 4004, SEBRING, FL 33875-4810

Transferred To (Grantee/Buyer)

NameVerified Name
Address4118 CORTEZ BLVD, SEBRING, FL 33872-1929

Mortgage

Document Number0029221281
DateAug 2, 2022
Instrument2922/1281
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueAug 1, 2042

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHIGHLANDS FL
Recording DateFeb 23, 2021
Property Address4118 CORTEZ BLVD, SEBRING, FL 33872-1929
Document Number0002020655
Book / Page2804 / 681
Map ReferenceMB 9 PG 51
Instrument DateJan 25, 2021
Instrument2020655
Transaction TypeTransfer
Record UpdatedDec 17, 2021
Title CompanySOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TTL C

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4004 HIGSON AVE, SEBRING, FL 33875-4810

Mortgage

Document Number0002804682
DateFeb 23, 2021
Instrument2804/682
Lender
NameANGEL OAK MORTGAGE SOLUTIONS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,880.00 (+22.51%)$241,856 (+188.75%) Land $22,000 Building $219,856$241,856 (-0.53%) Land $22,000 Building $219,856
2024$3,167.00 (+261.12%)
2023$877.00 (-71.12%) Homeowner's exemption Widower's exemption$83,760 (-59.99%)$243,136 (+16.13%) Land $12,000 Building $231,136
2022$3,037.00$209,369 Land $6,000 Building $203,369$209,369 Land $6,000 Building $203,369

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 67 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies67 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimJun 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 79% of the US · above 69% of Florida
Wildfire Likelihood0.5% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUN N LAKES OF SEBRING WATER
private · serves 7,710 people · EPA ID FL6280274
Water SourceGroundwater
Last State InspectionJan 2026
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35

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