Escambia County property record for 4118 Coppertree Ln, Pensacola, FL 32504
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,582 sqft · built 1990 |
| Lot Size | 0.111 acres (4,853 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $270,000 (Apr 2026) |
| Tax Bill | $3,931 (2024) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-1S-29-0500-003-005 |
| Primary APN | 16-1S-29-0500-003-005 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,582 sqft Living Area |
| Gross Area | 1,987 sqft |
| 1st Floor Area | 1,342 sqft |
| Sunroom | Sunroom |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 4,853 sqft (0.111 acres) |
| Garage Type | Attached |
| Garage Area | 405 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 35 sqft |
| Patio Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 12644104 |
|---|---|
| Street Address | 4118 COPPERTREE LN |
| City | PENSACOLA |
| State | FL |
| Zip | 32504-4939 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-ZL |
| Legal Description | LT 3 BLK E SILVERLEAF S/D PB 13 P 50 OR 2837 P 442 OR 9009 P 1693 |
| Legal Range | 29W |
| Legal Township | 01S |
| Legal Section | 16 |
| Legal Subdivision | SILVERLEAF S/D |
| Legal Block | E |
| Legal Lot Number | 3 |
| Jurisdiction | ESCAMBIA FL |
| Township / Civil Division | PENSACOLA |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 1101 |
4118 Coppertree Ln is owned and occupied by two individuals who bought it in April 2026.
Source: Escambia County records, as of May 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4118 COPPERTREE LN, PENSACOLA, FL 32504-4939 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 2, 2026 | Warranty Deed, Transfer · VA Mortgage PINNACLE BANK |
| Apr 2, 2026 | Warranty Deed, Transfer · VA Mortgage PINNACLE BANK |
| Jul 17, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 2, 2026 · Amount on File |
| Deed Sale | Apr 2, 2026 · Amount on File |
| Deed Document Number | 202625291 |
| Deed Book / Page | 9470 / 813 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Apr 2, 2026 |
| Property Address | 4118 COPPERTREE LN, PENSACOLA, FL 32504-4939 |
| Document Number | 0094700813 |
| Book / Page | 9470 / 813 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 2026.25291 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $190,890.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4118 COPPERTREE LN, PENSACOLA, FL 32504-4939 |
| Investor | Possibly a Property Investor |
| Document Number | 0000025292, |
|---|---|
| Date | Apr 2, 2026 |
| Book Page | 9470/816 |
| Instrument | 2026.25292 |
| Name | PINNACLE BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Apr 2, 2026 |
| Property Address | 4118 COPPERTREE LN, PENSACOLA, FL 32504-4939 |
| Document Number | 0000025291 |
| Book / Page | 9470 / 813 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 202625291 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $190,890.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4118 COPPERTREE LN, PENSACOLA, FL 32504-4939 |
| Investor | Possibly a Property Investor |
| Document Number | 0000025292, |
|---|---|
| Date | Apr 2, 2026 |
| Instrument | 202625292 |
| Name | PINNACLE BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Jul 17, 2023 |
| Property Address | 4118 COPPERTREE LN, PENSACOLA, FL 32504-4939 |
| Document Number | 0090091693 |
| Book / Page | 9009 / 1693 |
| Map Reference | MB 13 PG 50 |
| Instrument Date | Jul 7, 2023 |
| Instrument | 2023057150 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4118 COPPERTREE LN, PENSACOLA, FL 32504-4939 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 4118 COPPERTREE LN, PENSACOLA, FL 32504-4939 |
Source: Escambia County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Escambia County |
| Municipality | Pensacola City |
| Unified School District | Escambia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $229,838 Land $55,000 Building $174,838 | $229,838 Land $55,000 Building $174,838 | |
| 2024 | $3,931.00 (+205.2%) | ||
| 2023 | $1,288.00 (+3.54%) Homeowner's exemption | $114,034 (+3%) | $221,067 (+18.41%) Land $55,000 Building $166,067 |
| 2022 | $1,244.00 Homeowner's exemption | $110,713 | $186,704 Land $38,000 Building $148,704 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4118 Coppertree Ln in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 101 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 101 in force |
| Nearby Flood Claims | 23 (1979–2020) |
| Claims Outside the SFHA | 14 of 23 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4118 Coppertree Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 1,000 / 75 |
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