4118 Cobblestone Ln, La Grange, KY 40031 Property Records

Oldham County property record for 4118 Cobblestone Ln, La Grange, KY 40031

Property Summary

Property Type	Single Family Home
Lot Size	0.426 acres (18,557 sqft)
Owner	Individual Name on Record
Last Sale	$420,865 (Jan 2024)
Tax Bill	$4,747 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`39-01Q-3B-243`

Property Details

APN / Parcel Number

Primary APN	`39-01Q-3B-243`
Alternative APNs	`68428` `72260`

Exterior

Lot Area	18,557 sqft (0.426 acres)

Location & Zoning

Account Number	72260
Street Address	4118 COBBLESTONE LN
City	LA GRANGE
State	KY
Zip	40031-7026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE &.426AC
Legal Block	SEC 3B
Legal Lot Number	243
Jurisdiction	OLDHAM KY
Township / Civil Division	LA GRANGE
Census Block Group	1
Census Block	1011
Census Tract	30401

Owner

Source: Oldham County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4118 COBBLESTONE LN, LA GRANGE, KY 40031-7026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2024 · Amount on Record
Deed Sale	Jan 17, 2024 · Amount on Record
Deed Document Number	752843
Deed Book / Page	D1374 / 227
Record Updated	Jun 8, 2026

January 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OLDHAM KY
Recording Date	Jan 17, 2024
Property Address	4118 COBBLESTONE LN, LAGRANGE, KY 40031-7026
Document Number	0D1374/227
Book / Page	D1374 / 227
Map Reference	MB 8 PG 15
Instrument Date	Jan 8, 2024
Instrument	752843
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 12, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$421.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10350 ORMSBY PARK PL STE 103, 103, LOUISVILLE, KY 40223-6172

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4118 COBBLESTONE LN, LA GRANGE, KY 40031-7026

Mortgage

Document Number	0000752848
Date	Jan 17, 2024
Instrument	752848

Lender

Name	PULTE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	12.6%
Margin	3
Max Rate	12.6%

Tax Assessment & Valuation

Source: Oldham County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Oldham County
Unified School District	Oldham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,747.00 Homeowner's exemption	$430,865 Land $45,000 Building $385,865	$430,865 Land $45,000 Building $385,865

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLDHAM COUNTY WATER DISTRICT serves 38,409 people · EPA ID KY0930333
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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