4118 Belk Mill Rd, Monroe, NC 28112 Property Records

Union County property record for 4118 Belk Mill Rd, Monroe, NC 28112

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,512 sqft · built 2002
Lot Size	4.85 acres (211,353 sqft)
Owner	2 Individual Names on File
Last Sale	$18,700 (Jun 2018)
Tax Bill	$1,319 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jun 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-174-005F`

Property Details

APN / Parcel Number

Primary APN	`03-174-005F`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	A-Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	211,353 sqft (4.85 acres)
Garage Type	Attached
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	412 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	4118 BELK MILL RD
City	MONROE
State	NC
Zip	28112-9720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	OPCH627 LESS ROW 6535-370
Jurisdiction	UNION NC
Township / Civil Division	LANES CREEK
Census Block Group	2
Census Block	2055
Census Tract	20702

Owner

4118 Belk Mill Rd is owned and occupied by two individuals who bought it in June 2018.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4118 BELK MILL RD, MONROE, NC 28112-9720
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2020	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW COMMUNITY CAPITAL LLC
Jun 28, 2018	Warranty Deed, Transfer · FHA Mortgage SECURITY NATIONAL MORTGAGE CO
Nov 2, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2018 · Amount on File
Deed Sale	Jun 28, 2018 · Amount on File
Deed Document Number	201817793
Deed Book / Page	7185 / 316
Prior Transfer Date	Nov 2, 2017
Prior Transfer Doc	7046639
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4118 BELK MILL RD, MONROE, NC 28112-9720
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7702301
Date	Jun 15, 2020
Book Page	7702/301
Instrument	21373

Lender

Name	LAKEVIEW COMMUNITY CAPITAL LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jun 28, 2018
Property Address	4118 BELK MILL RD, MONROE, NC 28112-9720
Document Number	0007185316
Book / Page	7185 / 316
Map Reference	CAB H FILE 627
Instrument Date	Jun 28, 2018
Instrument	0017793
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount on Record
Tax	$37.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1710 WESLEY LANDING RD, 1710, WAXHAW, NC 28173-0256

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4118 BELK MILL RD, MONROE, NC 28112-9720

Mortgage

Document Number	0000017794
Date	Jun 28, 2018
Instrument	0017794

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NC
Recording Date	Nov 2, 2017
Property Address	4118 BELK MILL RD, MONROE, NC 28112-9720
Document Number	7046639
Book / Page	007046 / 000639
Instrument Date	Nov 2, 2017
Instrument	32406
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1618 TOM BOYD RD #B MONROE NC 281107414, B, MONROE, NC 28110-7414

Tax Assessment & Valuation

The 2025 property tax bill for 4118 Belk Mill Rd was $1,319.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$270,800 (-) Land $72,800 Building $198,000	$270,800 (-) Land $72,800 Building $198,000
2025	$1,319.00	$270,800 Land $72,800 Building $198,000	$270,800 Land $72,800 Building $198,000
2023	$904.00	$140,800 Land $29,000 Building $111,800	$140,800 Land $29,000 Building $111,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4118 Belk Mill Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4118 Belk Mill Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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