St. Charles County property record for 4117 Hobnail Dr, Saint Charles, MO 63304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,214 sqft · built 2001 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $325,000 (Jun 2016) |
| Tax Bill | $4,974 (2025) |
| Deeds & Mortgages | May 2023 Transfer Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T001100066 |
| Primary APN | T001100066 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,214 sqft Living Area |
| 1st Floor Area | 1,832 sqft |
| Basement Area | 1,382 sqft |
| Finished Basement | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick/Stone |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 40 sqft |
| Patio Area | 990 sqft |
| Sewer | Connected |
|---|
| Account Number | T001100066 |
|---|---|
| Old Parcel Number | T001100066 |
| Street Address | 4117 HOBNAIL DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-2317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HORSESHOE CREEK #3 LOT 22 |
| Legal Range | 04E |
| Legal Township | 46N |
| Legal Subdivision | HORSESHOE CREEK #3 |
| Legal Lot Number | 22 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 311150 |
Source: St. Charles County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 4117 HOBNAIL DR, SAINT CHARLES, MO 63304-2317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2023 | Quit Claim Deed, Transfer INVESTORS TITLE COMPANY |
| Sep 21, 2020 | Deed of Trust, Mortgage CAPGROW HM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 7, 2016 · Amount on Record |
| Deed Sale | Jun 7, 2016 · Amount on Record |
| Prior Sale | Jun 7, 2016 · Amount on Record |
| Deed Document Number | 0065511820 |
| Deed Book / Page | 6551 / 1820 |
| Last Transfer Date | May 18, 2023 |
| Transfer Doc | 0000018956 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 18, 2023 |
| Property Address | 4117 HOBNAIL DR, SAINT CHARLES, MO 63304-2317 |
| Document Number | 0000018956 |
| Map Reference | MB 36 PG 165 |
| Instrument Date | May 2, 2023 |
| Instrument | 2023R-018956 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2023 |
| Title Company | INVESTORS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 413 HITCHING POST CT, SAINT CHARLES, MO 63304-2313 |
| Name | Verified Name |
|---|---|
| Address | 4117 HOBNAIL DR, SAINT CHARLES, MO 63304-2317 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 4117 HOBNAIL DR, SAINT CHARLES, MO 63304-2317 |
| Document Number | 0000072675 |
| Instrument Date | Sep 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2020 |
| Title Company | TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTR |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4117 HOBNAIL DR ST CHARLES MO 633042317, ST CHARLES, MO 63304-2317 |
| Document Number | 0000072675 |
|---|---|
| Date | Sep 29, 2020 |
| Instrument | 72675 |
| Name | CAPGROW HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | 16141 SWINGLEY RIDGE RD # 107, CHESTERFIELD, MO 63017-1778 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Sep 28, 2035 |
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,974.00 (+13.64%) | $83,954 (+13.82%) | $441,861 (+13.82%) Land $70,000 Building $371,861 |
| 2023 | $73,761 (+8.15%) | ||
| 2022 | $4,377.00 | $68,204 | $388,213 (+8.15%) Land $55,000 Building $333,213 |
| 2021 | $358,967 Land $55,000 Building $303,967 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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