4117 Co Rd 278, Five Points, AL 36855 Property Records

Chambers County property record for 4117 Co Rd 278, Five Points, AL 36855

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,301 sqft · built 1700
Lot Size	2.8 acres (121,968 sqft)
Owner	Individual Name on Record
Tax Bill	$356 (2026)
Deeds & Mortgages	Jan 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`12-01-03-08-0-001-062.000`

Property Details

APN / Parcel Number

Primary APN	`12-01-03-08-0-001-062.000`
Alternative APNs	`0103080001062000` `317360`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,301 sqft Living Area
1st Floor Area	1,301 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1700
Effective Year Built	Effective 1983
Exterior Material	Aluminum/Vinyl
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	121,968 sqft (2.8 acres)
Lot Dimensions	221 ft deep x 492 ft wide
Garage Type	Mixed
Porch	Slab
Porch Area	372 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	317360
Street Address	4117 COUNTY ROAD 278
City	FIVE POINTS
State	AL
Zip	36855-2834
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	START AT INT OF SW MARGIN OF CO. ROAD 278 & E LINE OF SE1/4 OF SW1/4, RUN NW'LY ALONG ROAD 211'(S) TO P.O.B., RUN SW'LY67.25'
Legal Range	28
Legal Township	24
Legal Section	08
Jurisdiction	CHAMBERS AL
Township / Civil Division	FIVE POINTS
Census Block Group	1
Census Block	1022
Census Tract	953800

Owner

Source: Chambers County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4117 COUNTY ROAD 278, FIVE POINTS, AL 36855-2834
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMBERS AL
Property Address	4117 COUNTY ROAD 278, FIVE POINTS, AL 36855-2834
Transaction Type	Mortgage
Record Updated	Jan 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2018-0130
Date	Jan 16, 2018
Instrument	2018-0130

Lender

Name	CHARTERBANK
Type	Bank
Address	LAGRANGE, GA 30241

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	131 Months
Due	Dec 28, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Chambers County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chambers County
Unified School District	Chambers County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$356.00 (+8.21%) Homeowner's exemption
2025	$329.00 (+4.11%)	$18,788 (+106.46%) Land $3,020 Building $15,768	$93,940 (+3.36%) Land $15,100 Building $78,840
2024	$316.00 Additional exemption filed	$9,100 (-) Land $1,200 Building $7,900	$90,890 (-) Land $12,040 Building $78,850
2023	$316.00 Additional exemption filed	$9,100 (-) Land $1,200 Building $7,900	$90,890 (-) Land $12,040 Building $78,850
2022	$316.00 Additional exemption filed	$9,100 Land $1,200 Building $7,900	$90,890 Land $12,040 Building $78,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 70% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST ALABAMA, WATER & FIRE PRO DISTRICT serves 17,532 people · EPA ID AL0000174
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TEC DSL	50 / 5

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Co Rd 278

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures