4116 Winter St, Fort Wayne, IN 46806 Property Records

Allen County property record for 4116 Winter St, Fort Wayne, IN 46806

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,152 sqft · built 1946
Lot Size	0.109 acres (4,752 sqft)
Owner	Individual Name on File
Last Sale	$54,000 (Sep 2021)
Tax Bill	$269 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Dec 2006 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-12-13-481-021.000-074`

Property Details

APN / Parcel Number

Primary APN	`02-12-13-481-021.000-074`
Alternative APN	`9325580055`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
Gross Area	1,728 sqft
1st Floor Area	1,152 sqft
Basement Area	576 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Construction Type	Frame
Roof Material	Asphalt
Lot Area	4,752 sqft (0.109 acres)
Lot Dimensions	1,320 ft deep x 360 ft wide
View / Lot	Alley

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4116 WINTER ST
City	FORT WAYNE
State	IN
Zip	46806-4416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 55 ELMWOOD ADD
Legal Subdivision	ELMWOOD ADD
Legal Lot Number	55
Jurisdiction	ALLEN IN
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2014
Census Tract	3000

Owner

4116 Winter St is owned and occupied by an individual who bought it in September 2021.

Source: Allen County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	4116 WINTER ST, FORT WAYNE, IN 46806-4416
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Warranty Deed, Transfer · Conventional Mortgage THE BIPPUS STATE BANK
Dec 22, 2006	Corporation Deed, Transfer · ARM WMC MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2021 · Amount on File
Deed Sale	Sep 7, 2021 · Amount on File
Prior Sale	Dec 22, 2006 · Amount on File
Deed Document Number	202159731
Prior Transfer Date	Aug 13, 2007
Prior Transfer Doc	2007046317
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN IN
Recording Date	Sep 7, 2021
Property Address	4116 WINTER ST, FORT WAYNE, IN 46806-4416
Document Number	2021059731
Map Reference	MG 8 PG 50
Instrument Date	Sep 1, 2021
Instrument	2021059731
Transaction Type	Transfer
Record Updated	May 12, 2023
Title Company	TRADEMARK TITLE INC, TRADEMARK TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4116 WINTER ST, FORT WAYNE, IN 46806-4416

Mortgage

Document Number	2021059732
Date	Sep 7, 2021
Instrument	2021059732

Lender

Name	THE BIPPUS STATE BANK
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

December 2006: Corporation Deed, Transfer

Document Type	Corporation Deed
Jurisdiction	ALLEN IN
Recording Date	Dec 22, 2006
Property Address	4116 WINTER ST, FORT WAYNE, IN 46806-4416
Document Number	0206077584
Map Reference	MB8 PG20
Instrument Date	Dec 18, 2006
Instrument	206077584
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	TITLE RESOLUTIONS, TITLE SOLUTIONS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4116 WINTER ST, FORT WAYNE, IN 46806-4416
Investor	Possibly a Property Investor

Mortgage

Document Number	0206077585
Date	Dec 22, 2006
Instrument	206077585

Lender

Name	WMC MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	9.12%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Min Rate At Change	9.12%
Max Rate At Change	12.1%
Index	6-Month LIBOR
Max Rate	15.6%

Tax Assessment & Valuation

The 2025 property tax bill for 4116 Winter St was $269, down 21.8% from the year before.

Source: Allen County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Allen County
County Subdivision	Wayne Township
Municipality	Fort Wayne City
Unified School District	Fort Wayne Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$269.00 (-21.8%)	$67,200 Land $12,600 Building $54,600	$67,200 Land $12,600 Building $54,600
2024	$344.00 (-9.47%)
2023	$380.00 (+41.26%)	$63,800 (+24.61%) Land $7,200 Building $56,600	$63,800 (+24.61%) Land $7,200 Building $56,600
2022	$269.00	$51,200 Land $7,200 Building $44,000	$51,200 Land $7,200 Building $44,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4116 Winter St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2002)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4116 Winter St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT WAYNE - 3 RIVERS FILTRATION PLANT serves 269,994 people · EPA ID IN5202020
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 774 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Lakeland Internet, Verizon.

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