4116 Stith Ln, Toano, VA 23168 Property Records

James City County property record for 4116 Stith Ln, Toano, VA 23168

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.139 acres (6,050 sqft)
Owner	Individual Name on File
Last Sale	$472,000 (May 2026)
Tax Bill	$565 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Feb 2026 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`05-4 11-0-0083`

Property Details

APN / Parcel Number

Primary APN	`05-4 11-0-0083`
Alternative APN	`37205`

Exterior

Lot Area	6,050 sqft (0.139 acres)

Location & Zoning

Account Number	37205
Street Address	4116 STITH LN
City	TOANO
State	VA
Zip	23168-9560
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	PUDR PLANN
Legal Description	L-83 PH-1 S-1 TRACT 11A STONEHOUSE
Legal Subdivision	STONEHOUSE
Legal Phase	1
Legal Tract	11A
Legal Lot Number	83
Jurisdiction	JAMES CITY VA
Township / Civil Division	STONEHOUSE
Census Block Group	1
Census Block	1016
Census Tract	80404

Owner

4116 Stith Ln, residential vacant land, is owned and occupied by an individual who bought it in May 2026.

Source: James City County records, as of June 4, 2026

Owner of Record	Individual Name on File
Mailing Address	4116 STITH LN, TOANO, VA 23168-9560
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed, Transfer · FHA Mortgage NVT MORTGAGE FINANCE INC
Feb 9, 2026	Deed, Transfer NVR SETTLEMENT SERVICES INC
Dec 5, 2025	Deed, Transfer · Line of Credit WESTERN ALLIANCE BANK
Dec 5, 2025	Land Contract, Transfer
Dec 5, 2025	Land Contract, Transfer
Dec 5, 2025	Assignment of Agreement of Sale, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2026 · Amount on File
Deed Sale	May 21, 2026 · Amount on File
Prior Sale	Feb 9, 2026 · Amount on File
Deed Document Number	20266154
Record Updated	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	JAMES CITY VA
Recording Date	May 21, 2026
Property Address	4116 STITH LN, TOANO, VA 23168-9560
Document Number	0000006154
Instrument Date	May 18, 2026
Instrument	20266154
Transaction Type	Transfer
Record Updated	Jun 4, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$47,672.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4116 STITH LN, TOANO, VA 23168-9560

Mortgage

Document Number	0000006155,
Date	May 21, 2026
Instrument	20266155

Lender

Name	NVT MORTGAGE FINANCE INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	JAMES CITY VA
Recording Date	Feb 9, 2026
Property Address	4116 STITH LN, TOANO, VA 23168-9560
Document Number	0202601609
Map Reference	DOC 232506907
Instrument Date	Feb 4, 2026
Instrument	202601609
Transaction Type	Transfer
Record Updated	Feb 27, 2026
Title Company	NVR SETTLEMENT SERVICES INC

Transaction

Amount	Amount on Record
Tax	$1,063.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5400 DISCOVERY PARK BLVD STE 201, 201, WILLIAMSBURG, VA 23188-2882
Investor	Possibly a Property Investor

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	JAMES CITY VA
Recording Date	Dec 5, 2025
Property Address	4116 STITH LN, TOANO, VA 23168-9560
Document Number	0202516824
Map Reference	DOC 202506907
Instrument Date	Nov 25, 2025
Instrument	202516824
Transaction Type	Transfer
Record Updated	Dec 30, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0202516822
Date	Dec 5, 2025
Instrument	202516822

Lender

Name	WESTERN ALLIANCE BANK
Type	Bank
Address	PHOENIX, AZ 85004

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	JAMES CITY VA
Recording Date	Dec 5, 2025
Property Address	4116 STITH LN, TOANO, VA 23168-9560
Document Number	0202516853
Instrument Date	Nov 25, 2025
Instrument	202516853
Transaction Type	Transfer
Record Updated	Dec 30, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1100 BOULDERS PKWY STE 700, 700, NORTH CHESTERFIELD, VA 23225-4052
Investor	Possibly a Property Investor

December 2025: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	JAMES CITY VA
Recording Date	Dec 5, 2025
Property Address	4116 STITH LN, TOANO, VA 23168-9560
Document Number	0202516825
Instrument Date	Nov 25, 2025
Instrument	202516825
Transaction Type	Transfer
Record Updated	Dec 30, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1100 BOUKLERS PARKWAY #700 # 700, 700, DENVER, CO 80202
Investor	Possibly a Property Investor

December 2025: Assignment of Agreement of Sale, Transfer

Document Type	Assignment of Agreement of Sale
Jurisdiction	JAMES CITY VA
Recording Date	Dec 5, 2025
Property Address	4116 STITH LN, TOANO, VA 23168-9560
Document Number	0202516823
Instrument Date	Nov 25, 2025
Instrument	202516823
Transaction Type	Transfer
Record Updated	Dec 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	300 PARK AVE RM 1202, 1202, NEW YORK, NY 10022-7096

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1100 BOULDERS PKWY STE 700, 700, NORTH CHESTERFIELD, VA 23225-4052
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 4116 Stith Ln was $565.

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$565.00	$68,100 Land $68,100	$68,100 Land $68,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4116 Stith Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4116 Stith Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Stith Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures