4116 Ranchero Dr, Dorr, MI 49323 Property Records

Allegan County property record for 4116 Ranchero Dr, Dorr, MI 49323

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,632 sqft · built 1998
Lot Size	0.333 acres (14,505 sqft)
Owner	2 Individual Names on Record
Last Sale	$157,500 (Mar 2016)
Tax Bill	$3,140 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jan 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-340-154-00`

Property Details

APN / Parcel Number

Primary APN	`05-340-154-00`
Alternative APN	`03-05-340-154-00`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,632 sqft Living Area
1st Floor Area	816 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Wood Siding
Lot Area	14,505 sqft (0.333 acres)
Lot Dimensions	132 ft deep x 110 ft wide
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4116 RANCHERO DR
City	DORR
State	MI
Zip	49323-9418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A RESI
Legal Description	LOT 154 RANCHERO ESTATES NO 4 SEC 22 T4N R12W.
Legal Range	12W
Legal Township	04N
Legal Section	22
Legal Subdivision	RANCHERO ESTATES
Legal Lot Number	154
Jurisdiction	ALLEGAN MI
Township / Civil Division	DORR
Census Block Group	2
Census Block	2015
Census Tract	30403

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4116 RANCHERO DR, DORR, MI 49323-9418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jan 20, 2022	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Dec 2, 2020	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Nov 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Dec 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2016 · Amount on Record
Deed Sale	Mar 9, 2016 · Amount on Record
Prior Sale	Nov 17, 2014 · Amount on Record
Deed Book / Page	4009 / 874
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	4116 RANCHERO DR, DORR, MI 49323-9418
Transaction Type	Mortgage
Record Updated	Feb 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4116 RANCHERO DR, DORR, MI 49323-9418

Mortgage

Document Number	004721/880
Date	Jan 20, 2022
Book Page	4721/880
Instrument	2022001545

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	DORR, MI 49323

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	238 Months
Due	Nov 1, 2041

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	4116 RANCHERO DR, DORR, MI 49323-9418
Transaction Type	Mortgage
Record Updated	Feb 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4116 RANCHERO DR, DORR, MI 49323-9418

Mortgage

Document Number	004721/895
Date	Jan 20, 2022
Book Page	4721/895
Instrument	2022001546

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	4116 RANCHERO DR, DORR, MI 49323-9418
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4546/187
Date	Dec 2, 2020
Book Page	4546/187

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	4116 RANCHERO DR, DORR, MI 49323-9418
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4191/975
Date	Nov 1, 2017
Book Page	4191/975
Instrument	4191-975

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Sep 1, 2032

Interest

Rate Type	Adjustable Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	4116 RANCHERO DR, DORR, MI 49323-9418
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4546/172
Date	Dec 2, 2020
Book Page	4546/172

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Nov 1, 2040

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Dorr Township
Unified School District	Wayland Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$138,500 (+26.72%) Land $47,300 Building $91,200	$277,000 (+26.72%) Land $94,600 Building $182,400
2025	$3,140.00 (+13.97%)
2023		$109,300 Land $35,400 Building $73,900	$218,600 Land $70,800 Building $147,800
2022	$2,755.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DORR-LEIGHTON private · serves 500 people · EPA ID MI0001845
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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