Burke County property record for 4116 Plantation Dr, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,380 sqft · built 2023 |
| Lot Size | 0.91 acres (39,640 sqft) |
| Owner | Individual Name on File |
| Last Sale | $62,500 (Oct 2021) |
| Tax Bill | $2,798 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Jan 2023 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1771092008 |
| Primary APN | 1771092008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,380 sqft Living Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 39,640 sqft (0.91 acres) |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Patio Area | 580 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 4116 PLANTATION DR |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-7185 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | 4116 PLANTATION DR MORGANTON, NC 28655 |
| Legal Subdivision | SILVER CREEK PLANTATION |
| Jurisdiction | BURKE NC |
| Township / Civil Division | SILVER CREEK |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 20303 |
Source: Burke County records · APN 1771092008
Assessment roll updated September 25, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4116 PLANTATION DR, MORGANTON, NC 28655-7185 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 15, 2023 | Deed of Trust, Mortgage · FHA Mortgage SCHUMACHER MORTGAGE LLC |
| Jan 23, 2023 | Intrafamily Transfer, Transfer · Construction Mortgage SCHUMACHER MORTGAGE LLC |
| Oct 08, 2021 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 08, 2021 · Amount on Record |
| Deed Sale | Oct 08, 2021 · Amount on Record |
| Deed Document Number | 202112171 |
| Deed Book / Page | 2576 / 294 |
| Last Transfer Date | Jan 19, 2023 |
| Transfer Doc | 0026660583 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 4116 PLANTATION DR, MORGANTON, NC 28655-7185 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2023 |
| Title Company | ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0027000411 |
|---|---|
| Date | Aug 15, 2023 |
| Book Page | 2700/411 |
| Instrument | 2023007472 |
| Name | SCHUMACHER MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CANTON, OH 44708 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Jan 23, 2023 |
| Property Address | 4116 PLANTATION DR, MORGANTON, NC 28655-7185 |
| Document Number | 0026660583 |
| Book / Page | 2666 / 583 |
| Map Reference | MB 11 PG 90 |
| Instrument Date | Jan 19, 2023 |
| Instrument | 2023000589 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2023 |
| Title Company | ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE COMPANY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 101 TEXANNA WAY, HOLLY SPRINGS, NC 27540-7478 |
| Document Number | 2023000590 |
|---|---|
| Date | Jan 23, 2023 |
| Instrument | 2023000590 |
| Name | SCHUMACHER MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 370 Months |
| Due | Nov 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 7.62% |
| Max Rate At Change | 9.62% |
| Index | Other |
| Max Rate | 9.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Oct 08, 2021 |
| Property Address | 4116 PLANTATION DR, MORGANTON, NC 28655-7185 |
| Document Number | 0025760294 |
| Book / Page | 2576 / 294 |
| Map Reference | MB 11 PG 90 |
| Instrument Date | Oct 08, 2021 |
| Instrument | 2021012171 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $125.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 101 TEXANNA WAY, HOLLY SPRINGS, NC 27540-7478 |
Source: Burke County records · Assessment roll updated September 25, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,798.00 (+711.01%) | $416,436 (-) Land $52,790 Building $363,646 | $416,436 (-) Land $52,790 Building $363,646 |
| 2023 | $345.00 | $416,436 Land $52,790 Building $363,646 | $416,436 Land $52,790 Building $363,646 |
Source: FEMA National Flood Hazard Layer as of June 28, 2017 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T, Verizon.
Based on FCC filings for 63 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BRENTWOOD WATER ASSOCIATION private · serves 6,038 people |
|---|---|
| Water Source | Purchased surface water from CITY OF MORGANTON |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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