4116 Cobblestone Dr, Muskogee, OK 74403 Property Records

Muskogee County property record for 4116 Cobblestone Dr, Muskogee, OK 74403

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,154 sqft · built 2013
Lot Size	0.602 acres (26,237 sqft)
Owner	Individual Name on File
Last Sale	$18,000 (Sep 2012)
Tax Bill	$4,233 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Aug 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00030132B01`

Property Details

APN / Parcel Number

Primary APN	`00030132B01`
Alternative APNs	`1052-11-001-001-4-100-01` `510048753`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,154 sqft Living Area
Gross Area	2,276 sqft
1st Floor Area	3,154 sqft
Storm Shelter	Storm Shelter
Storm Shutters	Storm Shutters

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	26,237 sqft (0.602 acres)
Lot Dimensions	1 ft deep x 26,237 ft wide
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	232 sqft
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	510048753
Street Address	4116 COBBLESTONE DR
City	MUSKOGEE
State	OK
Zip	74403-8625
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Description	COBBLESTONE EST AP LOT 1 BLOCK 1
Legal Subdivision	COBBLESTONE EST AP
Legal Block	1
Legal Lot Number	1
Jurisdiction	MUSKOGEE OK
Township / Civil Division	MUSKOGEE
Census Block Group	1
Census Block	1032
Census Tract	901

Owner

4116 Cobblestone Dr is owned and occupied by an individual who bought it in September 2012.

Source: Muskogee County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	4116 COBBLESTONE DR, MUSKOGEE, OK 74403-8625
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2023	Deed of Trust, Mortgage · FHA Mortgage AMERICAN BANK OF OKLAHOMA
Aug 18, 2022	Deed of Trust, Mortgage AMERICAN BANK OF OKLAHOMA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2012 · Amount on File
Deed Sale	Sep 7, 2012 · Amount on File
Deed Document Number	201210405
Deed Book / Page	4293 / 169
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKOGEE OK
Property Address	4116 COBBLESTONE DR, MUSKOGEE, OK 74403-8625
Transaction Type	Mortgage
Record Updated	Mar 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001991
Date	Feb 28, 2023
Book Page	4843/513
Instrument	2023-001991

Lender

Name	AMERICAN BANK OF OKLAHOMA
Type	Bank
Address	MUSKOGEE, OK 74403

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKOGEE OK
Property Address	4116 COBBLESTONE DR, MUSKOGEE, OK 74403-8625
Transaction Type	Mortgage
Record Updated	Aug 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4116 COBBLESTONE DR, MUSKOGEE, OK 74403-8625

Mortgage

Document Number	0000010248
Date	Aug 18, 2022
Book Page	4816/691
Instrument	2022-010248

Lender

Name	AMERICAN BANK OF OKLAHOMA
Type	Bank
Address	MUSKOGEE, OK 74402

Agreement

Amount	Amount on Record
Term	12 Months
Due	Aug 8, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 4116 Cobblestone Dr was $4,233 with a homeowner's exemption, up 8.4% from the year before.

Source: Muskogee County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Muskogee County
Municipality	Muskogee City
Unified School District	Hilldale Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,182 (+6.09%) Land $2,701 Building $37,481	$365,294 Land $24,559 Building $340,735
2025	$4,233.00 (+8.4%) Homeowner's exemption	$37,875 (-) Land $2,701 Building $35,174
2024	$3,905.00 (+33.37%) Homeowner's exemption	$37,875 (+27.89%) Land $2,701 Building $35,174	$479,942 (+41.61%) Land $24,559 Building $455,383
2023	$2,928.00 Homeowner's exemption	$29,616 Land $2,886 Building $26,730	$338,911 Land $26,237 Building $312,674

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4116 Cobblestone Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	May 2022 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4116 Cobblestone Dr is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 77% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUSKOGEE MUNICIPAL AUTHORITY serves 38,310 people · EPA ID OK1021607
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity not recorded as resolved · Jan 2026 Total trihalomethanes not recorded as resolved · Jan 2023 Haloacetic acids resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ecoLink.

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