4116 Central St, Gulfport, MS 39501 Property Records

Harrison County property record for 4116 Central St, Gulfport, MS 39501 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,243 sqft · built 1917
Lot Size	0.223 acres (9,750 sqft)
Owner	Individual Name on File
Last Sale	$242,900 (Oct 2020)
Tax Bill	$2,234 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Nov 2022 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`0711P-03-011.000`

Property Details

APN / Parcel Number

Primary APN	`0711P-03-011.000`
Alternative APN	`032818`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,243 sqft Adjusted Area
1st Floor Area	1,472 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1917
Exterior Material	Wood Frame
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Metal
Lot Area	9,750 sqft
Lot Dimensions	130 ft deep x 75 ft wide
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	032818
Street Address	4116 CENTRAL ST
City	GULFPORT
State	MS
Zip	39501-1528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 11 - 13 INC BLK 1 NEW BEACH ADD
Legal Range	11
Legal Township	08
Legal Section	08
Legal Subdivision	NEW BEACH ADD
Legal Block	1
Legal Lot Number	11-13 12
Jurisdiction	HARRISON MS
Township / Civil Division	3
Census Block Group	2
Census Block	2086
Census Tract	3800

Owner

Source: Harrison County records · APN 0711P-03-011.000

Assessment roll updated September 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4116 CENTRAL ST, GULFPORT, MS 39501-1528
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Deed of Trust, Mortgage · FHA Mortgage T2 FINANCIAL LLC
Nov 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK OF MISSISSIPPI
Feb 10, 2017	Deed of Trust, Mortgage FREEDOM MORTGAGE
Oct 26, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 26, 2020 · Amount on Record
Deed Sale	Oct 26, 2020 · Amount on Record
Prior Sale	Jul 17, 2014
Deed Document Number	2020-0014114-D-J1
Record Updated	Jun 08, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	4116 CENTRAL ST, GULFPORT, MS 39501-1528
Transaction Type	Mortgage
Record Updated	Oct 01, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4116 CENTRAL ST, GULFPORT, MS 39501-1528

Mortgage

Document Number	20250020077TJ1
Date	Sep 15, 2025
Instrument	2025-0020077-T-J1

Lender

Name	T2 FINANCIAL LLC
Type	Mortgage Company
Address	WESTERVILLE, OH 43082

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	4116 CENTRAL ST, GULFPORT, MS 39501-1528
Transaction Type	Mortgage
Record Updated	Dec 07, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20220028261TJ1
Date	Nov 17, 2022
Instrument	2022-0028261-T-J1

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 07, 2027

Interest

Rate Type	Fixed Rate

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	4116 CENTRAL ST, GULFPORT, MS 39501-1528
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170001340TJ1
Date	Feb 10, 2017
Instrument	2017-0001340-T-J1

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Amount	Amount Recorded
Term	359 Months
Due	Jan 01, 2047

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Oct 26, 2020
Property Address	4116 CENTRAL ST, GULFPORT, MS 39501-1528
Document Number	20200014114DJ1
Map Reference	PB 4 PG 7
Instrument Date	Oct 23, 2020
Instrument	2020-0014114-D-J1
Transaction Type	Transfer
Record Updated	Nov 24, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	550 JEFFERSON ST, BILOXI, MS 39530-3933

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9252 CEDAR ISLAND RD, WHITE LAKE, MI 48386-4113

Tax Assessment & Valuation

Source: Harrison County records · Assessment roll updated September 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Gulfport City
Unified School District	Gulfport School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,234.00 (+5.48%) Homeowner's exemption Disabled Person's exemption	$19,203 (+4.76%)	$192,034 (+4.77%) Land $24,581 Building $167,453
2024	$2,118.00 (-2.8%)
2023	$2,179.00 (-34.49%) Homeowner's exemption Disabled Person's exemption	$18,330	$183,299 Land $24,581 Building $158,718
2022	$3,326.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harrison County (28047C), updated April 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280470038002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	18.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 132 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	132 in force
Nearby Flood Claims	109 (1978–2020)
Claims Outside the SFHA	72 of 109
Most Recent Claim	Oct 2020, other causes, Hurricane Zeta
Claims By Storm	Hurricane Katrina, Aug 2005 · 74 claims Tropical Storm Allison, Jun 2001 · 6 claims Hurricane Georges, Sep 1998 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Southwest Gulfport Historic District listed 2016 · 234 contributing resources · NRIS 16000281

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 307 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Cable One	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
Telapex	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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