4116 13th St, Vero Beach, FL 32960 Property Records

Indian River County property record for 4116 13th St, Vero Beach, FL 32960 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,604 sqft · built 1987
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$374,000 (Apr 2026)
Tax Bill	$4,382 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Apr 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`33-39-10-00032-0000-00008.0`

Property Details

APN / Parcel Number

Primary APN	`33-39-10-00032-0000-00008.0`
Alternative APN	`73422`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,604 sqft Living Area
Gross Area	2,088 sqft
1st Floor Area	1,604 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1993
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Metal
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	132 ft deep x 82 ft wide
View / Lot	Corner
Garage Type	Attached
Garage Area	484 sqft
Driveway	Concrete Driveway
Driveway Area	672 sqft
Porch	Open Porch
Porch Area	223 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4116 13TH ST
City	VERO BEACH
State	FL
Zip	32960-3827
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAUREL COURT SUBDIVISION LOT 8 PBI 11-99
Legal Range	39E
Legal Township	33S
Legal Section	10
Legal Subdivision	LAUREL COURT
Legal Lot Number	8
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1007
Census Tract	50102

Owner

Source: Indian River County records · APN 33-39-10-00032-0000-00008.0

Assessment roll updated December 8, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4116 13TH ST, VERO BEACH, FL 32960-3827
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage MARINE BANK & TRUST COMPANY
Apr 23, 2026	Warranty Deed, Transfer · FHA Mortgage SOUTH STATE BANK
May 22, 2026	Deed of Trust, Mortgage · FHA Mortgage SOUTH STATE BANK
Jul 05, 2018	Warranty Deed, Transfer · ARM MARINE BANK & TRUST CO
Jul 05, 2018	Affidavit of Death, Transfer ELITE TITLE COMPANY INC
Apr 13, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 23, 2026 · Amount on Record
Deed Sale	Apr 23, 2026 · Amount on Record
Prior Sale	Jul 05, 2018 · Amount on Record
Deed Document Number	202619269
Deed Book / Page	3854 / 2212
Prior Transfer Date	Apr 13, 2018
Prior Transfer Doc	0031080066
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	4116 13TH ST, VERO BEACH, FL 32960-3827
Transaction Type	Mortgage
Record Updated	May 07, 2026
Title Company	OCEANSIDE TITLE INC, OCEANSIDE T&E INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2261 MAGANS OCEAN WALK, VERO BEACH, FL 32963-3149

Mortgage

Document Number	0034822343
Date	Nov 12, 2021
Book Page	3482/2343
Instrument	3120210078649

Lender

Name	MARINE BANK & TRUST COMPANY
Type	Bank
Address	VERO BEACH, FL 32963

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Apr 23, 2026
Property Address	4116 13TH ST, VERO BEACH, FL 32960-3827
Document Number	0000019269
Book / Page	3854 / 2212
Instrument Date	Apr 23, 2026
Instrument	2026.19269
Transaction Type	Transfer
Record Updated	May 07, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$264,418.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4116 13TH ST, VERO BEACH, FL 32960-3827

Mortgage

Document Number	0000019270,
Date	Apr 23, 2026
Instrument	2026..19270

Lender

Name	SOUTH STATE BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate	6.11%
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Recording Date	May 22, 2026
Property Address	4116 13TH ST, VERO BEACH, FL 32960-3827
Document Number	0000024695
Book / Page	3862 / 1155
Instrument Date	Apr 23, 2026
Instrument	202624695
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2150 6TH CT SE, VERO BEACH, FL 32962-8321

Mortgage

Document Number	0000024695,
Date	May 22, 2026
Book Page	3862/1155
Instrument	202624695

Lender

Name	SOUTH STATE BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate	6.38%
Max Rate	-1%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jul 05, 2018
Property Address	4116 13TH ST, VERO BEACH, FL 32960-3827
Document Number	0031301306
Book / Page	3130 / 1306
Map Reference	MB11 PG99
Instrument Date	Jun 27, 2018
Instrument	3120180041193
Transaction Type	Transfer
Record Updated	Dec 06, 2021
Title Company	ELITE TITLE OF THE TREASURE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,316.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	119 NORTHLANE DR, 119, GLEN CARBON, IL 62034-1009

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2261 MAGANS OCEAN WALK, VERO BEACH, FL 32963-3149

Mortgage

Document Number	3120180041194
Date	Jul 05, 2018
Instrument	3120180041194

Lender

Name	MARINE BANK & TRUST CO
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Jul 01, 2025
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	6.5%
Index	1-Year LIBOR
Max Rate	9.5%

July 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	INDIAN RIVER FL
Recording Date	Jul 05, 2018
Property Address	4116 13TH ST, VERO BEACH, FL 32960-3827
Document Number	0031301305
Book / Page	003130 / 001305
Instrument Date	Jun 22, 2018
Instrument	41192
Transaction Type	Transfer
Record Updated	Jul 19, 2018
Title Company	ELITE TITLE COMPANY INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 NORTHLANE DR GLEN CARBON IL 620341009, GLEN CARBON, IL 62034-1009

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Apr 13, 2018
Property Address	4116 13TH ST, VERO BEACH, FL 32960-3827
Document Number	0031080066
Book / Page	003108 / 000066
Instrument Date	Apr 13, 2018
Instrument	22570
Transaction Type	Transfer
Record Updated	Apr 27, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	119 NORTHIANEDRIVE GLEN CARBON IL 62034, GLEN CARBON, IL 62034

Tax Assessment & Valuation

Source: Indian River County records · Assessment roll updated December 8, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,382.00 (+17.92%)	$291,706 (+1.18%) Land $35,194 Building $256,512	$291,706 (+1.18%) Land $35,194 Building $256,512
2023	$3,716.00 (+11.36%)	$288,298 (+16.16%) Land $35,194 Building $253,104	$288,298 (+16.16%) Land $35,194 Building $253,104
2022	$3,337.00	$248,184 Land $35,194 Building $212,990	$248,184 Land $35,194 Building $212,990

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Indian River County (12061C), updated May 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120610501021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 14 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force

Wildfire

Wildfire Risk	Low above 5% of the US · above 4% of Florida
Wildfire Likelihood	About 1 in 5,556 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 372 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

4116 13th St, Vero Beach, FL 32960 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2026: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

May 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2018: Affidavit of Death, Transfer

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

April 2018: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Nearby Properties on 13th St

Nearby Streets

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